220 S O St, Madera, CA 93637 Property Records

Madera County property record for 220 S O St, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,221 sqft · built 1948
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Dec 2019)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-105-005-000`

Property Details

APN / Parcel Number

Primary APN	`010-105-005-000`
Alternative APN	`010105005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	217 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	9,750 sqft (0.224 acres)
Garage Area	217 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	220 S O ST
City	MADERA
State	CA
Zip	93637-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUGHES ADD LOTS 11,12,NW 15, LOT 13, BLK 64
Legal Subdivision	HUGHES ADD
Legal Block	64
Legal Lot Number	13
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2035
Census Tract	801

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S LAKE ST, MADERA, CA 93638-3817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2019	Grant Deed, Transfer · FHA Mortgage BAY EQUITY
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELVA I REYES
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARK JAKOB
Apr 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PITKIN HOPKINS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	201928471
Prior Transfer Date	Apr 2, 2018
Prior Transfer Doc	0000007403
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	220 S O ST, MADERA, CA 93637-4544
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 S O ST, MADERA, CA 93637-4544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016504
Date	Aug 28, 2023
Instrument	2023016504

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2049

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Dec 4, 2019
Property Address	220 S O ST, MADERA, CA 93637-4544
Document Number	0000028471
Instrument Date	Oct 1, 2019
Instrument	28471
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S LAKE ST MADERA CA 936383817, MADERA, CA 93638-3817
Investor	Possibly a Property Investor

Mortgage

Document Number	28472
Date	Dec 4, 2019
Instrument	28472

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	220 S O ST, MADERA, CA 93637-4544
Document Number	0000006210
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 S O ST MADERA CA 936374544, MADERA, CA 93637-4544

Mortgage

Document Number	0000006210
Date	Mar 28, 2019
Instrument	6210

Lender

Name	ELVA I REYES
Address	23675 BOWER CASCADE PL, DIAMOND BAR, CA 91765-1300

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	220 S O ST, MADERA, CA 93637-4544
Document Number	0000006209
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FAIRVIEW AVE MADERA CA 936374324, MADERA, CA 93637-4324

Mortgage

Document Number	0000006209
Date	Mar 28, 2019
Instrument	6209

Lender

Name	MARK JAKOB
Address	507 LOMA VISTA ST, EL SEGUNDO, CA 90245-2920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Apr 9, 2018
Property Address	220 S O ST, MADERA, CA 93637-4544
Document Number	0000007403
Instrument Date	Dec 18, 2017
Instrument	7403
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	220 S O ST MADERA CA 936374544, MADERA, CA 93637-4544

Mortgage

Document Number	7404
Date	Apr 9, 2018
Instrument	7404

Lender

Name	PITKIN HOPKINS
Address	CARSON CITY, NV 89706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$199,475 (+2%) Land $44,617 Building $154,858
2025	$2,277.00 (-0.74%)	$195,565 (+4.04%) Land $43,743 Building $151,822
2024	$2,294.00 (+2.37%)
2023	$2,241.00 (+4.48%)	$187,974 Land $42,046 Building $145,928
2022	$2,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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