220 S Main St, Fairmont, MN 56031 Property Records

Martin County property record for 220 S Main St, Fairmont, MN 56031

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.25 ba · 1,232 sqft · built 1925
Lot Size	0.128 acres (5,576 sqft)
Owner	Company Name on File
Last Sale	$200,000 (May 2025)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Sale & Mortgage
APN	`23.269.0040`

Property Details

APN / Parcel Number

Primary APN	`23.269.0040`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	468 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	136 ft deep x 41 ft wide
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 S MAIN ST
City	FAIRMONT
State	MN
Zip	56031-1802
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	W & J ADDN. BLOCK-001 N41 OF S225 1/2 93145
Legal Subdivision	W & J ADDN.
Legal Block	1
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	1
Census Block	1023
Census Tract	790501

Owner

220 S Main St, a residential property, is owned by a company that bought it in May 2025.

Source: Martin County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	14614 355TH ST, FOREST CITY, IA 50436-7691
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	2025465323
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	220 S MAIN ST, FAIRMONT, MN 56031-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R447485
Date	Oct 30, 2020
Instrument	2020R-447485

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	Feb 17, 2017
Property Address	220 S MAIN ST, FAIRMONT, MN 56031-1802
Document Number	2017R432097
Instrument Date	Feb 17, 2017
Instrument	2017R-432097
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23827 795TH AVE, SPRING VALLEY, MN 55975-8562

Mortgage

Document Number	2017R432098
Date	Feb 17, 2017
Instrument	2017R-432098

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 220 S Main St was $1,664.

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,300 (+40.55%) Land $45,100 Building $119,200	$164,300 (+40.55%) Land $45,100 Building $119,200
2025	$1,664.00	$116,900 Land $28,700 Building $88,200	$116,900 Land $28,700 Building $88,200
2023		$91,400 Land $23,600 Building $67,800	$91,400 Land $23,600 Building $67,800
2022	$1,222.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 220 S Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 220 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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