Randolph County property record for 220 S Lake Cir, Cairo, MO 65239 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1970 |
| Lot Size | 9.27 acres (403,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,300 (Jun 2022) |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-4.0-17.0-0.0-000-127.000 |
| Primary APN | 02-4.0-17.0-0.0-000-127.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 403,801 sqft (9.27 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 S LAKE CIR |
|---|---|
| City | CAIRO |
| State | MO |
| Zip | 65239-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SHADY SLOPES ADD HOLIDAY ACRES LAKE: LOT 3, BLK 3; ALSO ALL OF E OF SE LYING SE OF HOLIDAY LAKE RD & NE OF SOUTH LAKE RD: ALSO PART OF NW OF SW OF SE C 16DESC AS: BEG AT SW COR OF |
| Legal Range | 14W |
| Legal Township | 55N |
| Legal Section | 17 |
| Legal Subdivision | SHADY SLOPES ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | RANDOLPH MO |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 490100 |
Source: Randolph County records · APN 02-4.0-17.0-0.0-000-127.000
Assessment roll updated September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 27, 2012 | Deed of Trust, Mortgage MID NATIONA MORTGAGE CORPORATION |
| Jun 16, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Jul 21, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2012 · Amount on Record |
| Deed Document Number | 20222169 |
| Deed Book / Page | 936 / 2819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Property Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00958/2074 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 958/2074 |
| Instrument | 20254142 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Property Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 133 MCLEAN ST, CLIFTON HILL, MO 65244-1015 |
| Document Number | 000770/546 |
|---|---|
| Date | Mar 27, 2012 |
| Book Page | 770/546 |
| Instrument | 20121133 |
| Name | MID NATIONA MORTGAGE CORPORATION |
|---|---|
| Address | 3432 S CULPEPPER CT # 2, SPRINGFIELD, MO 65804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | Jun 16, 2022 |
| Property Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Document Number | 00936/2819 |
| Book / Page | 936 / 2819 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 20222169 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Document Number | 0020222170 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 20222170 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | Jul 21, 2017 |
| Property Address | 220 S LAKE CIR, CAIRO, MO 65239-2009 |
| Document Number | 0876/0818 |
| Book / Page | 0876 / 0818 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 20172385 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Randolph County records · Assessment roll updated September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Randolph County |
| Unified School District | Northeast Randolph County R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,473.00 (+55.71%) | $25,010 (+47.3%) Land $2,404 Building $22,606 | $131,630 (+47.25%) Land $12,650 Building $118,980 |
| 2023 | $16,979 Land $2,089 Building $14,890 | $89,390 Land $11,000 Building $78,390 | |
| 2019 | $946.00 |
Source: FEMA National Flood Hazard Layer, Randolph County (29175C), updated April 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291754901001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013, rainfall accumulation |
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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