220 S Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 220 S Cherry St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1958
Lot Size	0.22 acres (9,599 sqft)
Owner	Company Name on Record
Tax Bill	$199 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20413`

Property Details

APN / Parcel Number

Primary APN	`20413`
Alternative APN	`5635-00-081-010-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	9,599 sqft (0.22 acres)
Garage Type	Detached
Garage Area	768 sqft

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20413
Street Address	220 S CHERRY ST
City	COMMERCE
State	OK
Zip	74339-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 10 - 11, BLK 81 SECOND ADDN TO COMMERCE
Legal Subdivision	SECOND ADDN TO COMMERCE
Legal Block	81
Legal Lot Number	10,11
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3096
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1200 N SHARTEL AVE, 1100, OKLAHOMA CITY, OK 73103-2402
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2021	Warranty Deed, Transfer OKLAHOMA FAMILY TITLE, OKLAHOMA FAMILY TITLE OKC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 7, 2021
Property Address	220 S CHERRY ST, COMMERCE, OK 74339-2430
Document Number	001149/805
Book / Page	1149 / 805
Instrument Date	Dec 3, 2021
Instrument	2021-006236
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53133, OKLAHOMA CITY, OK 73152-3133
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 21, 2021
Property Address	220 S CHERRY ST, COMMERCE, OK 74339-2430
Document Number	001140/312
Book / Page	1140 / 312
Instrument Date	Jun 15, 2021
Instrument	2021-003770
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OKLAHOMA FAMILY TITLE, OKLAHOMA FAMILY TITLE OKC

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,057 (+0.24%) Land $324 Building $1,733	$18,041 (+0.23%) Land $2,838 Building $15,203
2025	$199.00 (+1.02%)	$2,052 (-) Land $324 Building $1,728	$18,000 (-) Land $2,838 Building $15,162
2024	$197.00 (+7.07%)	$2,052 (-) Land $109 Building $1,943	$18,000 (-) Land $960 Building $17,040
2023	$184.00 (-1.6%)	$2,052 (-) Land $109 Building $1,943	$18,000 (-) Land $960 Building $17,040
2022	$187.00	$2,052 Land $109 Building $1,943	$18,000 Land $960 Building $17,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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