220 S Cedar St, Owosso, MI 48867 Property Records

Shiawassee County property record for 220 S Cedar St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1885
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$16,000 (Oct 2012)
Tax Bill$1,665 (2024)
Deeds & MortgagesDec 2025 Assignment
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-050-000-044-00

Property Details

APN / Parcel Number

Primary APN050-050-000-044-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,024 sqft Living Area
1st Floor Area736 sqft
Basement Area736 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address220 S CEDAR ST
CityOWOSSO
StateMI
Zip48867-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 ERASTUS BARNES ADD
Legal SubdivisionERASTUS BARNES ADD
Legal Lot Number37
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1016
Census Tract30600

Owner

220 S Cedar St is owned and occupied by two individuals who bought it in October 2012.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address220 S CEDAR ST, OWOSSO, MI 48867-2604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Assignment of Agreement of Sale, Transfer
Nov 25, 2025Land Contract, Transfer · Seller Carry-Back
CHEYAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2012 · Amount on File
Deed SaleOct 4, 2012 · Amount on File
Deed Document Number20123240033
Deed Book / Page1177 / 38
Prior Transfer DateAug 15, 2012
Prior Transfer Doc0003239325
Record UpdatedOct 29, 2026

December 2025: Assignment of Agreement of Sale, Transfer

Document TypeAssignment of Agreement of Sale
JurisdictionSHIAWASSEE MI
Recording DateDec 3, 2025
Property Address220 S CEDAR ST, OWOSSO, MI 48867-2604
Document Number0013330428
Book / Page1333 / 428
Map ReferenceLB 19 PG 641
Instrument DateNov 29, 2025
Instrument3397922
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 E OLIVER ST, CORUNNA, MI 48817-1766

November 2025: Land Contract, Transfer

Document TypeLand Contract
JurisdictionSHIAWASSEE MI
Recording DateNov 25, 2025
Property Address220 S CEDAR ST, OWOSSO, MI 48867-2604
Document Number0013330234
Book / Page1333 / 234
Map ReferenceLB 19 PG 641
Instrument DateNov 25, 2025
Instrument3397728
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 RISEDORPH AVE, FLINT, MI 48506-3046

Mortgage

DateNov 25, 2025
Lender
NameCHEYAN
TypePrivate Party
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption
2024$1,665.00
2023$1,665.00 Homeowner's exemption$45,600$91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 S Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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