220 S 5th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 220 S 5th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,296 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Sep 2019)
Tax Bill	$4,701 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-306-008`

Property Details

APN / Parcel Number

Primary APN	`08-23-306-008`

Exterior

Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	156 ft deep x 66 ft wide

Location & Zoning

Account Number	0823306008
Street Address	220 S 5TH ST
City	DEKALB
State	IL
Zip	60115-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEKALB (ORIGINAL TOWN) - LOT 3 BLOCK 32
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	32
Legal Lot Number	3
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4007
Census Tract	1300

Owner

220 S 5th St is owned and occupied by two individuals who bought it in September 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 S 5TH ST, DEKALB, IL 60115-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 31, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	20198788
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	220 S 5TH ST, DEKALB, IL 60115-3815
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012466
Date	Sep 24, 2021
Instrument	2021012466

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	220 S 5TH ST, DEKALB, IL 60115-3815
Document Number	0000009838
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 S 5TH ST DEKALB IL 601153815, DEKALB, IL 60115-3815

Mortgage

Document Number	0000009838
Date	Sep 24, 2020
Instrument	9838

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 25, 2019
Property Address	220 S 5TH ST, DEKALB, IL 60115-3815
Document Number	0000008788
Instrument Date	Sep 9, 2019
Instrument	8788
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1100 LILLIAN LN WEST CHICAGO IL 601855169, WEST CHICAGO, IL 60185-5169

Mortgage

Document Number	8789
Date	Sep 25, 2019
Instrument	8789

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	May 31, 2019
Property Address	220 S 5TH ST, DEKALB, IL 60115-3815
Document Number	0000004497
Instrument Date	May 29, 2019
Instrument	4497
Transaction Type	Foreclosure
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$83.92
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	248 S MARION ST #104 OAK PARK IL 603023163, 104, OAK PARK, IL 60302-3163

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,198 Land $11,595 Building $59,603	$213,594 Land $34,785 Building $178,809
2024	$4,701.00
2023		$56,688 Land $9,232 Building $47,456	$170,064 Land $27,696 Building $142,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 S 5th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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