220 S 11th St, Murray, KY 42071 Property Records

Calloway County property record for 220 S 11th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,077 sqft · built 1950
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Mar 2020)
Tax Bill	$383 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-0-0003-00010`

Property Details

APN / Parcel Number

Primary APN	`007-0-0003-00010`
Alternative APNs	`103548` `79803`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,077 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Solar

Location & Zoning

Account Number	103548
Street Address	220 S 11TH ST
City	MURRAY
State	KY
Zip	42071-2376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220 S 11TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

220 S 11th St is owned by an individual who acquired it in December 2023.

Source: Calloway County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1422 MOORS CAMP HWY, BENTON, KY 42025-8269
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Apr 17, 2024	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed, Transfer · Commercial Mortgage FIRST KENTUCKY BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Document Number	2020639942
Deed Book / Page	1245 / 491
Last Transfer Date	Dec 27, 2023
Transfer Doc	001453/552
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	220 S 11TH ST, MURRAY, KY 42071-2376
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001236/192
Date	Dec 4, 2019
Book Page	1236/192
Instrument	638355

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 23, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Apr 17, 2024
Property Address	220 S 11TH ST, MURRAY, KY 42071-2376
Document Number	001453/552
Book / Page	1453 / 552
Instrument Date	Dec 27, 2023
Instrument	688845
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 N VALLEY RD, PADUCAH, KY 42001-5339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 MOORS CAMP HWY, BENTON, KY 42025-8269

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 9, 2020
Property Address	220 S 11TH ST, MURRAY, KY 42071-2376
Document Number	001245/491
Book / Page	1245 / 491
Instrument Date	Feb 24, 2020
Instrument	639942
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 S 11TH ST, MURRAY, KY 42071-2376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1422 MOORS CAMP HWY, BENTON, KY 42025-8269

Mortgage

Document Number	0000639943
Date	Mar 9, 2020
Instrument	639943

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 220 S 11th St was $383.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00	$100,000	$100,000
2023	$385.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 S 11th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1998)
Most Recent Claim	Sep 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 S 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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