Erie County and Amherst Town property record for 220 Ruskin Rd, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,588 sqft · built 1947 |
| Lot Size | 0.215 acres (9,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jun 2022) |
| Tax Bill | $6,344 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 79.12-9-50 |
| Primary APN | 142289 79.12-9-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Living Area |
| 1st Floor Area | 1,375 sqft |
| 2nd Floor Area | 1,213 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 9,360 sqft (0.215 acres) |
| Lot Dimensions | 156 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 RUSKIN RD |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1499 188 79 11 7 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 9 |
| Legal Lot Number | 50.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 9501 |
Source: Erie County and Amherst Town assessment roll, APN 142289 79.12-9-50, as of May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 RUSKIN RD, BUFFALO, NY 14226-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Deed Document Number | 2022116548 |
| Deed Book / Page | 11403 / 3670 |
| Prior Transfer Date | Dec 05, 2015 |
| Prior Transfer Doc | 0112891899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 220 RUSKIN RD, BUFFALO, NY 14226-4256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 220 RUSKIN RD, BUFFALO, NY 14226-4256 |
| Document Number | 0140388040 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 14038/8040 |
| Instrument | 2022024560 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Dec 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 16, 2022 |
| Property Address | 220 RUSKIN RD, BUFFALO, NY 14226-4256 |
| Document Number | 0114033670 |
| Book / Page | 11403 / 3670 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 2022116548 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2313 HARDING TER, DAVIS, CA 95616-3057 |
| Name | Verified Name |
|---|---|
| Address | 3963 DAVILA DR, DALLAS, TX 75220-3716 |
| Document Number | 0140564397 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 14056/4397 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Erie County and Amherst Town assessment roll as of May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,344.00 (-54.46%) | $700,000 (-) Land $82,000 Building $618,000 | $707,100 (+1.01%) Land $82,832 Building $624,268 |
| 2024 | $13,932.00 (+26.68%) | $700,000 (+108.33%) Land $82,000 Building $618,000 | $700,000 (+29.17%) Land $82,000 Building $618,000 |
| 2023 | $336,000 Land $47,000 Building $289,000 | $541,935 Land $75,806 Building $466,129 | |
| 2019 | $10,998.00 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), as of November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290095014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 538 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY1400443, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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