Hardin County property record for 220 Riverside Ln, Sonora, KY 42776
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,986 sqft · built 1999 |
| Lot Size | 9.69 acres (422,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $408,000 (Dec 2022) |
| Tax Bill | $3,364 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-00-01-011.01 |
| Primary APN | 209-00-01-011.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 422,096 sqft (9.69 acres) |
| Garage Type | Carport |
| Garage Area | 690 sqft |
| Carport | Carport |
| Carport Area | 690 sqft |
| Porch | Porch |
| Porch Area | 464 sqft |
| Patio Area | 32 sqft |
| Heating System | Central |
|---|
| Street Address | 220 RIVERSIDE LN |
|---|---|
| City | SONORA |
| State | KY |
| Zip | 42776-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOLIN RIVER SUBD LT 11B |
| Legal Subdivision | NOLIN RIVER SUBD |
| Legal Block | 1 |
| Legal Lot Number | 11B |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1602 |
Source: Hardin County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CECILIAN BANK |
| Feb 11, 2019 | Deed, Transfer · Stand-Alone First Mortgage CECILIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Book / Page | 1546 / 44 |
| Prior Transfer Date | Sep 11, 2009 |
| Prior Transfer Doc | 001307/053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02343/1584 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 2343/1584 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 002359/693 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 2359/693 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | SONORA, KY 42776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 0002453/23 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 2453/23 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | SONORA, KY 42776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 29, 2022 |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 0001546/44 |
| Book / Page | 1546 / 44 |
| Map Reference | SH 3040 |
| Instrument Date | Dec 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2206 LYONS STATION RD, NEW HAVEN, KY 40051-8723 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 0002467400 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2467/400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | COLLIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 1468/792 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 1468/792 |
| Instrument | 20190-00001575 |
| Name | CECILIAN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 11, 2019 |
| Property Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 001468/792 |
| Book / Page | 1468 / 792 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 20190-00001575 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | COLLIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 RIVERSIDE LN, SONORA, KY 42776-8701 |
| Document Number | 19000001578 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 190-00001578 |
| Name | CECILIAN BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,364.00 (+142.71%) Homeowner's exemption Additional exemption filed | $408,000 (-) Land $78,500 Building $329,500 | $408,000 (-) Land $78,500 Building $329,500 |
| 2023 | $408,000 Land $78,500 Building $329,500 | $408,000 Land $78,500 Building $329,500 | |
| 2021 | $1,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Telecast Communications Fixed Wireless | 100 / 30 |
| Windstream DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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