220 River Bend Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 220 River Bend Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,444 sqft · built 1962
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2021)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-52-0561`

Property Details

APN / Parcel Number

Primary APN	`16Q-52-0561`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,444 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	924 sqft
Finished Basement	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2006
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	94 ft deep x 112 ft wide
Terrain	Below Road/Slope
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	96 sqft
Utility Building	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 RIVER BEND DR
City	CHESTERFIELD
State	MO
Zip	63017-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 220
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	220
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2011
Census Tract	215105

Owner

220 River Bend Dr is owned and occupied by two individuals who bought it in April 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 20, 2021	Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK
Apr 20, 2021	Affidavit of Death of Joint Tenant, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	May 26, 2020
Deed Document Number	2021664
Deed Book / Page	24810 / 1691
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	0245821916
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632

Mortgage

Document Number	2025042900051
Date	Apr 29, 2025
Instrument	2025042900051

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 20, 2021
Property Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632
Document Number	0248101691
Book / Page	24810 / 1691
Map Reference	MB 103 PG 82
Instrument Date	Apr 16, 2021
Instrument	2021042000664
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632

Mortgage

Document Number	2021042000665
Date	Apr 20, 2021
Instrument	2021042000665

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Apr 20, 2021
Property Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632
Document Number	0248101688
Book / Page	24810 / 1688
Map Reference	MB 103 PG 82
Instrument Date	Apr 16, 2021
Instrument	2021042000663
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RIVER BEND DR, CHESTERFIELD, MO 63017-2632

Tax Assessment & Valuation

The 2025 property tax bill for 220 River Bend Dr was $5,558, up 37.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,920 (-) Land $44,520 Building $44,400	$468,000 (-) Land $234,300 Building $233,700
2025	$5,558.00 (+37.71%)	$88,920 (+45.94%) Land $44,520 Building $44,400	$468,000 Land $234,300 Building $233,700
2024	$4,036.00 (+4.24%)	$60,930 (-) Land $27,700 Building $33,230
2023	$3,872.00 (+1.15%)	$60,930 (+10.32%) Land $27,700 Building $33,230	$320,700 Land $145,800 Building $174,900
2022	$3,828.00	$55,230 Land $23,750 Building $31,480
2021			$290,700 Land $125,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 River Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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