Chester County property record for 220 Ridge Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,702 sqft · built 1942 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2023) |
| Tax Bill | $560 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-5-216 |
| Primary APN | 21-5-216 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,002 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 220 RIDGE RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1 AC & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 311000 |
Source: Chester County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 RIDGE RD, SPRING CITY, PA 19475-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Dec 11, 2023 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 202312003845 |
| Deed Book / Page | 11147 / 410 |
| Prior Transfer Date | Feb 29, 1996 |
| Prior Transfer Doc | 0000012562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 22, 2026 |
| Property Address | 220 RIDGE RD, SPRING CITY, PA 19475-2210 |
| Document Number | 0012128312 |
| Book / Page | 11601 / 1683 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202612128312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 220 RIDGE RD, SPRING CITY, PA 19475-2210 |
| Document Number | 0012128312, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 11601/1683 |
| Instrument | 202612128312 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 11, 2023 |
| Property Address | 220 RIDGE RD, SPRING CITY, PA 19475-2210 |
| Document Number | 0111470410 |
| Book / Page | 11147 / 410 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 12003845 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 RIDGE RD, SPRING CITY, PA 19475-2210 |
| Document Number | 0012003846 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 12003846 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560.00 (-89.42%) | $128,820 (-) Land $34,410 Building $94,410 | $128,820 (-) Land $34,410 Building $94,410 |
| 2024 | $5,291.00 (+0.63%) | $128,820 (-) Land $34,410 Building $94,410 | |
| 2023 | $5,258.00 | $128,820 Land $34,410 Building $94,410 | |
| 1998 | $128,820 Land $34,410 Building $94,410 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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