220 Redfish Creek Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 220 Redfish Creek Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1999
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,300 (Sep 2016)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`074721-0030`

Property Details

APN / Parcel Number

Primary APN	`074721-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished Screened Porch
Porch Area	332 sqft
Deck Area	Deck Area
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 REDFISH CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	23/78-79 CASA-COLA LANDING LOT 3 OR4251/1050
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	CASA-COLA LANDING
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Prior Sale	Jan 25, 2012
Deed Document Number	201658100
Deed Book / Page	4251 / 1050
Prior Transfer Date	Feb 4, 2013
Prior Transfer Doc	0037000332
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 REDFISH CREEK DR, ST AUGUSTINE, FL 32095-9627

Mortgage

Document Number	0056860397
Date	Dec 28, 2022
Book Page	5686/397
Instrument	2022115752

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627

Mortgage

Document Number	0056170349
Date	Aug 16, 2022
Book Page	5617/349
Instrument	2022079125

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627

Mortgage

Document Number	0050761950
Date	Oct 21, 2020
Book Page	5076/1950
Instrument	2020093492

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Document Number	0048420674
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 REDFISH CREEK DR ST AUGUSTINE FL 320959627, ST AUGUSTINE, FL 32095-9627

Mortgage

Document Number	0048420674
Date	Dec 3, 2019
Book Page	004842/000674
Instrument	90380

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 2, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 REDFISH CREEK DR, SAINT AUGUSTINE, FL 32095-9627
Document Number	0044540894
Book / Page	004454 / 000894
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 REDFISH CREEK DR ST AUGUSTINE FL 320959627, ST AUGUSTINE, FL 32095-9627

Mortgage

Document Number	0044540894
Date	Oct 27, 2017
Book Page	004454/000894
Instrument	72913

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,399 (+2.7%)	$577,578 (+3.02%) Land $175,000 Building $402,578
2025	$3,475.00 (+13.01%) Homeowner's exemption	$271,080 (+2.9%)	$560,665 (+0.83%) Land $175,000 Building $385,665
2024	$3,075.00 (+2.06%) Homeowner's exemption	$263,440 (+3%)	$556,026 (-1.02%) Land $175,000 Building $381,026
2023	$3,013.00 (+3.11%) Homeowner's exemption	$255,767 (+3%)	$561,743 (+24.73%) Land $175,000 Building $386,743
2022	$2,922.00 Homeowner's exemption	$248,317	$450,380 Land $140,000 Building $310,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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