Madison County property record for 220 Red Lick Rd, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 7.73 acres (336,719 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,463 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0018-2 |
| Primary APN | 0100-0000-0018-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 336,719 sqft (7.73 acres) |
|---|
| Account Number | 65485 |
|---|---|
| Street Address | 220 RED LICK RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9643 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | TRACT 3 (7.73 ACRE) |
| Legal Tract | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11102 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 RED LICK RD, BEREA, KY 40403-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2018 | Deed of Trust, Mortgage PEOPLES BANK |
| Aug 24, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Jan 26, 2024 | Deed, Transfer · Conventional Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2024 |
| Transfer Doc | 00D848/156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 220 RED LICK RD, BEREA, KY 40403-9643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01789/752 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | M01789/752 |
| Instrument | 2013971980 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 220 RED LICK RD, BEREA, KY 40403-9643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01761/105 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | M01761/105 |
| Instrument | 2013963725 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 26, 2024 |
| Property Address | 220 RED LICK RD, BEREA, KY 40403-9643 |
| Document Number | 00D848/156 |
| Book / Page | D848 / 156 |
| Map Reference | MB P27 PG 11 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2014188034 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 220 RED LICK RD # 1, 1, BEREA, KY 40403-9643 |
| Document Number | 2014188035 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2014188035 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,463.00 (+22.12%) Homeowner's exemption | $194,000 (+19.46%) | $194,000 (+19.46%) |
| 2023 | $1,198.00 Homeowner's exemption | $162,400 | $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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