St. Johns County property record for 220 Paseo Terraza, Unit 305, Saint Augustine, FL 32095
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,575 sqft · built 2007 |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jun 2025) |
| Tax Bill | $6,426 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 072420-3305 |
| Primary APN | 072420-3305 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 20 Units |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Street Address | 220 PASEO TERRAZA, 305 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6703 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LA TERRAZA 2 CONDO (OR2855/1376) BLDG C UT 305 & GAR OR6170/1995 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | LA TERRAZA 2 |
| Legal Block | 1 |
| Legal Lot Number | 305 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 20606 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 PASEO TERRAZA, 305, SAINT AUGUSTINE, FL 32095-6703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 10, 2019 | Warranty Deed, Transfer LANDMARK TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 202549331 |
| Deed Book / Page | 6170 / 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 220 PASEO TERRAZA UNIT 305, 305, SAINT AUGUSTINE, FL 32095-6703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048591325 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 4859/1325 |
| Instrument | 2020000168 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2019 |
| Property Address | 220 PASEO TERRAZA UNIT 305, 305, SAINT AUGUSTINE, FL 32095-6703 |
| Document Number | 0048101040 |
| Book / Page | 004810 / 001040 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 75220 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 220 PASEO TERRAZA #305 ST AUGUSTINE FL 320956703, 305, ST AUGUSTINE, FL 32095-6703 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,380 (-) Building $253,380 | $253,380 (-) Building $253,380 | |
| 2025 | $6,426.00 (+39.51%) | $253,380 (+49.71%) | $253,380 (+2.53%) |
| 2024 | $4,606.00 (+5.14%) | ||
| 2023 | $4,381.00 (+1.04%) Homeowner's exemption | $169,244 (+3%) | $247,138 (+26.28%) |
| 2022 | $4,336.00 Homeowner's exemption | $164,315 | $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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