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220 Prospect Trl, Salisbury, NC 28147 Property Records

Rowan County property record for 220 Prospect Trl, Salisbury, NC 28147

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,764 sqft · built 1997
Lot Size1.64 acres (71,438 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jan 2022)
Tax Bill$1,949 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN464E212

Property Details

APN / Parcel Number

Primary APN464E212
Alternative APN
  • 6339828

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,618 sqft
Basement Area485 sqft
Finished Basement485 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area71,438 sqft (1.64 acres)
PorchPorch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address220 PROSPECT TRL
CitySALISBURY
StateNC
Zip28147-8845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL21
Legal SubdivisionHIDDEN HUT FARMS SUBDIVISION
JurisdictionROWAN NC
Township / Civil DivisionLOCKE
Census Block Group2
Census Block2010
Census Tract51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 PROSPECT TRL, SALISBURY, NC 28147-8845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jul 18, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleJul 18, 2019 · Amount on Record
Deed Book / Page1394 / 125
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 31, 2022
Property Address220 PROSPECT TRL, SALISBURY, NC 28147-8845
Document Number0013940125
Book / Page1394 / 125
Map ReferencePG 1360
Instrument DateJan 31, 2022
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyINTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address235 OLD HARBOR DR, 235, MOUNT GILEAD, NC 27306-8653

Transferred To (Grantee/Buyer)

NameVerified Name
Address8410 PIT STOP CT NW STE 160, 160, CONCORD, NC 28027-8348

Mortgage

Document Number0001394126
DateJan 31, 2022
Instrument1394/126
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 18, 2019
Property Address220 PROSPECT TRL, SALISBURY, NC 28147-8845
Document Number0013310141
Book / Page1331 / 0141
Map ReferencePG 1360
Instrument DateJul 18, 2019
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address270 HEATH LNBALD, 270, LEXINGTON, NC 27292

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 PROSPECT TRL, SALISBURY, NC 28147-8845

Mortgage

Document Number13310142
DateJul 18, 2019
Instrument1331/0142
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,949.00$287,734 (-) Land $38,000 Building $249,734$287,734 (-) Land $38,000 Building $249,734
2023$1,949.00$287,734 Land $38,000 Building $249,734$287,734 Land $38,000 Building $249,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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