220 Powell Valley Rd, Berea, KY 40403 Property Records

Madison County property record for 220 Powell Valley Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1995
Lot Size	1 acres (43,778 sqft)
Owner	Individual Name on Record
Last Sale	$74,756 (Jan 2026)
Tax Bill	$997 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B014-0001-0009-B`

Property Details

APN / Parcel Number

Primary APN	`B014-0001-0009-B`
Alternative APNs	`106451` `143770` `73962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,289 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Lot Area	43,778 sqft (1 acres)
Garage Type	Attached
Garage Area	1,203 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	73962
Street Address	220 POWELL VALLEY RD
City	BEREA
State	KY
Zip	40403-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-B (1.005 ACRES)
Legal Lot Number	1-B
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11102

Owner

Source: Madison County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 REDWOOD DR, RICHMOND, KY 40475-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer
Mar 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage PARK COMMUNITY FCU
Jun 29, 2017	Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	2014314170
Deed Book / Page	D878 / 623
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 28, 2026
Property Address	220 POWELL VALLEY RD, BEREA, KY 40403-9251
Document Number	00D878/623
Book / Page	D878 / 623
Map Reference	CAB 13 SL 78
Instrument Date	Jan 22, 2026
Instrument	2014314170
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 POWELL VALLEY RD, BEREA, KY 40403-9251

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 REDWOOD DR, RICHMOND, KY 40475-8617

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	220 POWELL VALLEY RD, BEREA, KY 40403-9251
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 POWELL VALLEY RD, BEREA, KY 40403-9251

Mortgage

Document Number	0M2288/507
Date	Mar 20, 2024
Book Page	M2288/507
Instrument	2014195241

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 29, 2017
Property Address	220 POWELL VALLEY RD, BEREA, KY 40403-9251
Document Number	D00746/759
Book / Page	D00746 / 759
Map Reference	CAB13 SL78
Instrument Date	Jun 26, 2017
Instrument	2013960833
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 POWELL VALLEY RD, 220, BEREA, KY 40403-9251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 NELLIE BAKER RD, MC KEE, KY 40447-8788

Mortgage

Document Number	2013960834
Date	Jun 29, 2017
Instrument	2013960834

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (-5.23%) Homeowner's exemption	$154,900 (-)	$154,900 (-)
2023	$1,052.00 Homeowner's exemption	$154,900	$154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G and 4G LTE (outdoors only)

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