East Lyme Town property record for 220 Pennsylvania Ave, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,744 sqft · built 1971 |
| Lot Size | 1.06 acres (46,403 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,474 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:016.2 B:00073 L:00000 |
| Primary APN | ELYM M:016.2 B:00073 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 6,095 sqft |
| 1st Floor Area | 1,304 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,403 sqft (1.06 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 5859 |
|---|---|
| Street Address | 220 PENNSYLVANIA AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 73 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:016.2 B:00073 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 PENNSYLVANIA AVE, NIANTIC, CT 06357-1910 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FCU |
| Apr 08, 2024 | Warranty Deed, Transfer |
| Jan 04, 2017 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 220 PENNSYLVANIA AVE, NIANTIC, CT 06357-1910 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01128-1047 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 1128/1047 |
| Instrument | 2822 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jan 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 08, 2024 |
| Property Address | 220 PENNSYLVANIA AVE, NIANTIC, CT 06357-1910 |
| Document Number | 001108-577 |
| Book / Page | 1108 / 577 |
| Instrument Date | Apr 05, 2024 |
| Instrument | 734 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 PENNSYLVANIA AVE, EAST LYME, CT 06333 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 220 PENNSYLVANIA AVE, NIANTIC, CT 06357-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 975-72 |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 975/72 |
| Name | CHELSEA GROTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 220 PENNSYLVANIA AVE, NIANTIC, CT 06357-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1045-784 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 1045/784 |
| Instrument | 3886 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 01, 2035 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,474.00 | $231,140 (-5.6%) Land $65,730 Building $165,410 | $161,798 Land $46,011 Building $115,787 |
| 2024 | $6,474.00 (+6.27%) | ||
| 2023 | $6,092.00 (+4.37%) | $244,860 (-) Land $71,750 Building $173,110 | |
| 2022 | $5,837.00 | $244,860 Land $71,750 Building $173,110 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 140 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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