220 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 220 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,698 sqft · built 2012
Lot Size	0.048 acres (2,125 sqft)
Owner	Company Name on Record
Last Sale	$265,545 (Oct 2012)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25782-01-94`

Property Details

APN / Parcel Number

Primary APN	`25782-01-94`
Alternative APNs	`R25782-01-94` `02067701`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,698 sqft Heated Area
Gross Area	2,320 sqft
1st Floor Area	1,698 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,125 sqft (0.048 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02067701
Street Address	220 PEACH GROVE CIR
City	ELGIN
State	SC
Zip	29045-7125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG-2
Legal Description	UNIT 3-4 #SU PEACHGROVE VILLAS PH12 #PR RB1784-1511
Legal Subdivision	PEACH GROVE VILLAS
Legal Unit	3
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1026
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 PEACH GROVE CIR, 3-4, ELGIN, SC 29045-7125
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jan 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2012 · Amount on Record
Deed Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201281484
Deed Book / Page	1801 / 2221
Last Transfer Date	Dec 4, 2014
Transfer Doc	1991/0671
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	220 PEACH GROVE CIR, ELGIN, SC 29045-7125
Document Number	2540/0042
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	220 PEACH GROVE CIR #3-4 ELGIN SC 290457125, 3-4, ELGIN, SC 29045-7125

Mortgage

Document Number	2540/0042
Date	Oct 16, 2020
Book Page	002540/000042
Instrument	55165

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 8, 2020
Property Address	220 PEACH GROVE CIR, ELGIN, SC 29045-7125
Document Number	2460/0813
Book / Page	002460 / 000813
Instrument Date	Jan 6, 2020
Instrument	1061
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	220 PEACH GROVE CIR #3-4 ELGIN SC 290457125, 3-4, ELGIN, SC 29045-7125

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+22.05%) Homeowner's exemption	$244,000 (-)	$295,300 (-) Land $40,000 Building $255,300
2024		$244,000 (+2,774.65%)	$295,300 (+39.16%) Land $40,000 Building $255,300
2023	$1,397.00 (-27.58%)	$8,488 (-0.02%)	$212,200 (-)
2021	$1,929.00	$8,490	$212,200 Land $40,000 Building $172,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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