220 Old Sumac Rd, Pulaski, TN 38478 Property Records

Giles County property record for 220 Old Sumac Rd, Pulaski, TN 38478

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,061 sqft · built 2011
Lot Size	11.2 acres (487,872 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2021)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028078 05000`

Property Details

APN / Parcel Number

Primary APN	`028078 05000`
Alternative APN	`078 05000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,061 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	785 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	487,872 sqft (11.2 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	320 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	220 OLD SUMAC RD
City	PULASKI
State	TN
Zip	38478-0603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: R01
Legal Subdivision	THOAMS A CAMPBELL 02
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	3
Census Block	3006
Census Tract	920301

Owner

220 Old Sumac Rd is owned and occupied by an individual who bought it in August 2021.

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	220 OLD SUMAC RD, PULASKI, TN 38478-0603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	21134096
Deed Book / Page	D391 / 911
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Aug 30, 2021
Property Address	220 OLD SUMAC RD, PULASKI, TN 38478-0603
Document Number	0000134096
Book / Page	D391 / 911
Instrument Date	Aug 27, 2021
Instrument	21134096
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, GILES TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OLD SUMAC RD, PULASKI, TN 38478-0603

Mortgage

Document Number	0000134097
Date	Aug 30, 2021
Instrument	21134097

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	220 OLD SUMAC RD, PULASKI, TN 38478-0603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125193
Date	Feb 3, 2020
Book Page	DT591/563
Instrument	20125193

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 220 Old Sumac Rd was $2,242, up 16% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (+16.05%)	$97,250 (-) Land $13,275 Building $83,975
2024	$1,932.00	$97,250 (-) Land $13,275 Building $83,975
2023	$1,932.00 (+12.06%)	$97,250 (+12.07%) Land $13,275 Building $83,975
2022	$1,724.00	$86,775 Land $13,275 Building $73,500	$389,000 Land $53,100 Building $335,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Old Sumac Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Old Sumac Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW UTILITY DISTRICT serves 7,036 people · EPA ID TN0000563
Water Source	Purchased surface water from PULASKI WATER SYSTEM
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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