220 Oakcrest Dr, Murray, KY 42071 Property Records

Calloway County property record for 220 Oakcrest Dr, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft
OwnerIndividual Name on Record
Last Sale$175,000 (Apr 2023)
Tax Bill$1,573 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-A-0001-00012

Property Details

APN / Parcel Number

Primary APN059-A-0001-00012
Alternative APNs
  • 31337
  • 98330
  • 98329

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,652 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number98329
Street Address220 OAKCREST DR
CityMURRAY
StateKY
Zip42071-9839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description220 OAK CREST DRIVE
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group4
Census Block4000
Census Tract10500

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address220 OAKCREST DR, MURRAY, KY 42071-9839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
THE MURRAY BANK
Apr 18, 2023Warranty Deed, Transfer · Conventional Mortgage
THE PADUCAH BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2023 · Amount on Record
Deed SaleApr 18, 2023 · Amount on Record
Prior SaleJan 3, 2007 · Amount on Record
Deed Document Number683164
Deed Book / Page1412 / 554
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address220 OAKCREST DR, MURRAY, KY 42071-9839
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 OAKCREST DR, MURRAY, KY 42071-9839

Mortgage

Document Number001409/165
DateMar 17, 2023
Book Page1409/165
Instrument671293
Lender
NameTHE MURRAY BANK
TypeBank
AddressMURRAY, KY 42071
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 13, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateApr 18, 2023
Property Address220 OAKCREST DR, MURRAY, KY 42071-9839
Document Number001412/554
Book / Page1412 / 554
Map ReferenceMB 2 PG 79
Instrument DateApr 17, 2023
Instrument683164
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1478 HARMON RD, MURRAY, KY 42071-6802

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address220 OAKCREST DR, MURRAY, KY 42071-9839

Mortgage

Document Number0000683165
DateApr 18, 2023
Instrument683165
Lender
NameTHE PADUCAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,573.00 (+69.69%)$175,000 (+75%)$175,000 (+75%)
2023$927.00$100,000$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Oakcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number