220 Oak St, Borger, TX 79007 Property Records

Hutchinson County property record for 220 Oak St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,769 sqft · built 1974
Lot Size	0.147 acres (6,421 sqft)
Owner	Individual Name on File
Last Sale	$124,623 (Sep 2024)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`02010-00006-01400-000000`

Property Details

APN / Parcel Number

Primary APN	`02010-00006-01400-000000`
Alternative APN	`14153`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	2,233 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,421 sqft (0.147 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Garage Area	420 sqft
Porch	Porch
Porch Area	44 sqft

Location & Zoning

Account Number	02010-00006-01400-000000
Street Address	220 OAK ST
City	BORGER
State	TX
Zip	79007-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 BLK 6 PHILVIEW II
Legal Subdivision	PHILVIEW ADDITION
Legal Block	6
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	1
Census Block	1013
Census Tract	951000

Owner

Source: Hutchinson County records · APN 02010-00006-01400-000000

Assessment roll updated January 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 OAK ST, BORGER, TX 79007-8146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Oct 03, 2016 · Amount on Record
Deed Document Number	2024389854
Deed Book / Page	2427 / 123
Prior Transfer Date	Sep 04, 2024
Prior Transfer Doc	0002427/36
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	220 OAK ST, BORGER, TX 79007-8146
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OAK ST, BORGER, TX 79007-8146

Mortgage

Document Number	2202/3
Date	Mar 08, 2021
Book Page	2202/3
Instrument	377200

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Oct 01, 2046

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated January 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (+21.87%) Homeowner's exemption	$101,310 (+56.44%) Land $2,700 Building $98,610	$101,310 (+56.44%) Land $2,700 Building $98,610
2023		$64,760 Land $2,700 Building $62,060	$64,760 Land $2,700 Building $62,060
2022	$965.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	High above 88% of the US · above 86% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
PATHWAYZ Communications Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Innovative Financial Technologies Fixed Wireless	100 / 20

May also be available: XIT Rural Telephone Cooperative.

Based on FCC filings for 198 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.