Hennepin County property record for 220 Northgate Rd, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,094 sqft · built 1985 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jun 2016) |
| Tax Bill | $9,827 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-118-23-41-0055 |
| Primary APN | 36-118-23-41-0055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 3,791 sqft |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 1,697 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Porch | Porch |
| Porch Area | 606 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 220 NORTHGATE RD |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-1066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 007 A NORTHGATE TWO LOT 1, BLOCK 7, EXCEPT THAT PART THEREOF DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID LOT 1; THENCE SOUTH 20 DEGREES T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 36 |
| Legal Quarter | 41 |
| Legal Subdivision | NORTHGATE TWO |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 27205 |
Source: Hennepin County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Jun 23, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 13, 2017 | Deed of Trust, Mortgage BELL BK |
| Jan 13, 2017 | Deed of Trust, Mortgage · Line of Credit BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on Record |
| Deed Sale | Jun 6, 2016 · Amount on Record |
| Prior Sale | Dec 26, 2001 · Amount on Record |
| Deed Document Number | 201610319648 |
| Last Transfer Date | Jun 23, 2017 |
| Transfer Doc | 0010452124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 15, 2026 |
| Property Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Document Number | 0011471184 |
| Instrument Date | May 29, 2026 |
| Instrument | 202611471184 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Document Number | 0011471184, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202611471184 |
| Name | BELL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 29, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 23, 2017 |
| Property Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Document Number | 0010452123 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 10452123 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 NORTHGATE RD WAYZATA MN 553911066, WAYZATA, MN 55391-1066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Document Number | 0010451117 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 220 NORTHGATE RD WAYZATA MN 553911066, WAYZATA, MN 55391-1066 |
| Document Number | 0010451117 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 10451117 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 19, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 220 NORTHGATE RD, WAYZATA, MN 55391-1066 |
| Document Number | 0010405170 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 NORTHGATE RD WAYZATA MN 553911066, WAYZATA, MN 55391-1066 |
| Document Number | 0010405170 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 10405170 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 23, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Wayzata Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,827.00 (+8.61%) | $853,900 (+4.66%) Land $320,000 Building $533,900 | $853,900 (+4.66%) Land $320,000 Building $533,900 |
| 2024 | $9,048.00 (+11.32%) | $815,900 (+8.5%) Land $285,000 Building $530,900 | $815,900 (+8.5%) Land $285,000 Building $530,900 |
| 2023 | $8,128.00 | ||
| 2022 | $752,000 Land $235,000 Building $517,000 | $752,000 Land $235,000 Building $517,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Orono serves 2,505 people · EPA ID MN1270041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.38 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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