220 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 220 North St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,494 sqft · built 1937
Lot Size	0.328 acres (14,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jun 2025)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N0685R`

Property Details

APN / Parcel Number

Primary APN	`N0685R`
Alternative APNs	`SACO M:053 L:169 U:000-000` `M:053 L:169 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
Gross Area	5,407 sqft
1st Floor Area	674 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,304 sqft (0.328 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	N0685R
Street Address	220 NORTH ST
City	SACO
State	ME
Zip	04072-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	LOUIS NEVEUX
Legal Lot Number	169
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1015
Census Tract	5302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 SACO ISLAND TER, 107, SACO, ME 04072-3557
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage NAVY FCU
Jun 27, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	20252025018735
Deed Book / Page	19677 / 889
Transfer Doc	0175020653
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	220 NORTH ST, SACO, ME 04072-1827
Document Number	0183270577
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	TWO LIGHTS SETTLEMENTS SERVICES LLC, TWO LIGHTS SETTLEMENTS SVC LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 NORTH ST SACO ME 040721827, SACO, ME 04072-1827

Mortgage

Document Number	0183270577
Date	Aug 3, 2020
Book Page	018327/000577
Instrument	35684

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 27, 2017
Property Address	220 NORTH ST, SACO, ME 04072-1827
Document Number	0175020653
Book / Page	017502 / 000653
Instrument Date	Jun 23, 2017
Instrument	24784
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WINDING WAY SOUTH PORTLAND ME 041066844, SOUTH PORTLAND, ME 04106-6844

Mortgage

Document Number	175020656
Date	Jun 27, 2017
Book Page	017502/000656
Instrument	24785

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00 (+4.09%)	$492,900 (+2.99%) Land $120,300 Building $372,600
2024	$6,724.00 (+7.38%)	$478,600 (+40.11%) Land $120,300 Building $358,300	$537,985
2022	$6,262.00	$341,600 Land $91,700 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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