220 N River Rd, Fox River Grove, IL 60021 Property Records

McHenry County property record for 220 N River Rd, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 854 sqft · built 1922
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$286,500 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`20-18-427-012`

Property Details

APN / Parcel Number

Primary APN	`20-18-427-012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	854 sqft
1st Floor Area	854 sqft

Exterior

Year Built	Built 1922
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	3,920 sqft
Lot Width	29 ft Width

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Street Address	220 N RIVER RD
City	FOX RIVER GROVE
State	IL
Zip	60021-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0025404 LT 3 BLK 3 1ST ADDN TO FOX RIVER GROVE
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	FOX RIVER GROVE ADD 01
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1002
Census Tract	871402

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
May 15, 2017	Corporation Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	2022R0025404
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 18, 2022
Property Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024
Document Number	0000025404
Map Reference	MB 3 PG 25
Instrument Date	Jun 15, 2022
Instrument	2022R0025404
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024

Mortgage

Document Number	0000025405
Date	Jul 18, 2022
Instrument	2022R0025405

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.87%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 11, 2019
Property Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024
Document Number	0000021124
Map Reference	DOC 10044 MB 3 PG 25
Instrument Date	Jun 7, 2019
Instrument	2019R0021124
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 N RIVER RD, 220, FOX RIVER GROVE, IL 60021-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024

Mortgage

Document Number	0000021125
Date	Jul 11, 2019
Instrument	2019R0021125

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

May 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MCHENRY IL
Recording Date	May 15, 2017
Property Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024
Document Number	0000017381
Map Reference	MB3 PG25
Instrument Date	May 4, 2017
Instrument	2017R0017381
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N RIVER RD, FOX RIVER GROVE, IL 60021-1024

Mortgage

Document Number	0000017382
Date	May 15, 2017
Instrument	2017R0017382

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$43,333 Land $19,873 Building $23,460	$129,999 Land $59,619 Building $70,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2026)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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