220 N Oak St, Cullom, IL 60929 Property Records

Livingston County property record for 220 N Oak St, Cullom, IL 60929

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,340 sqft · built 1910
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,804 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-18-23-454-005

Property Details

APN / Parcel Number

Primary APN18-18-23-454-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,340 sqft Living Area
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area728 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address220 N OAK ST
CityCULLOM
StateIL
Zip60929-7126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-23-454-005 LOT 100 X 150 LOTS 1 & 2 BLK 4 VILLAGE OF CULLOM
Legal Block4
Legal Lot Number1,2
JurisdictionLIVINGSTON IL
Township / Civil DivisionSULLIVAN
Census Block Group2
Census Block2059
Census Tract960200

Owner

220 N Oak St is owned by an individual who acquired it in November 2014.

Source: Livingston County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 12, KEMPTON, IL 60946-0012
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2010
Deed SaleJul 21, 2010
Deed Document Number2010602954
Last Transfer DateNov 13, 2014
Transfer Doc631671
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address220 N OAK ST, CULLOM, IL 60929-7126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R04808
DateDec 6, 2018
Instrument2018R-04808
Lender
NameVERMILION VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 13, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 220 N Oak St was $1,804, up 8.3% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionSullivan Township
MunicipalityCullom Village
Unified School DistrictTri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,804.00 (+8.35%)$21,790 (+1%) Land $1,571 Building $20,219$65,370 (+1%) Land $4,713 Building $60,657
2024$1,665.00$19,809 Land $1,428 Building $18,381$59,427 Land $4,284 Building $55,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 N Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCULLOM
serves 563 people · EPA ID IL1050200
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.05 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Nextlink, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Oak St

Nearby Streets

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