220 N Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 220 N Main St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 2003
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Dec 2020)
Tax Bill	$9,042 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:020 B:0034 L:000A`

Property Details

APN / Parcel Number

Primary APN	`TROY M:020 B:0034 L:000A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	224,770 sqft (5.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	220 N MAIN ST
City	TROY
State	NH
Zip	03465-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGHWA
Legal Block	34
Legal Lot Number	A
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4006
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 N MAIN ST, TROY, NH 03465-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	20202011440
Deed Book / Page	3142 / 19
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Dec 14, 2020
Property Address	220 N MAIN ST, TROY, NH 03465-2660
Document Number	0031420019
Book / Page	003142 / 000019
Instrument Date	Dec 11, 2020
Instrument	11440
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	121 CROSS ST #1 KEENE NH 034313062, 1, KEENE, NH 03431-3062

Mortgage

Document Number	31420021
Date	Dec 14, 2020
Book Page	003142/000021
Instrument	11441

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,042.00 (+12.84%)	$419,800 (+82.2%) Land $47,100 Building $372,700
2018	$8,013.00	$230,400 Land $42,300 Building $188,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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