220 N Locust St, Carson, IA 51525 Property Records

Pottawattamie County property record for 220 N Locust St, Carson, IA 51525

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2026)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7440 02 305 006`

Property Details

APN / Parcel Number

Primary APN	`7440 02 305 006`
Alternative APN	`014 045 075 002756 000 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Base Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Patio Area	252 sqft

Location & Zoning

Street Address	220 N LOCUST ST
City	CARSON
State	IA
Zip	51525-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARSON TOWN-ORIG PLAT LTS 1 & 2 BLK 1
Legal Subdivision	CARSON ORIGINAL TOWN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	CARSON
Census Block Group	1
Census Block	1046
Census Tract	21702

Owner

220 N Locust St is owned and occupied by an individual who bought it in June 2026.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	220 N LOCUST ST, CARSON, IA 51525-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jun 13, 2023 · Amount on File
Deed Document Number	20266854
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 16, 2026
Property Address	220 N LOCUST ST, CARSON, IA 51525-4318
Document Number	0000006854
Instrument Date	Jun 2, 2026
Instrument	20266854
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,007.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N LOCUST ST, CARSON, IA 51525-4318

Mortgage

Document Number	0000006855,
Date	Jun 16, 2026
Instrument	20266855

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 13, 2023
Property Address	220 N LOCUST ST, CARSON, IA 51525-4318
Document Number	0000005456
Instrument Date	Jun 1, 2023
Instrument	2023-05456
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TITLECORE NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N LOCUST ST, CARSON, IA 51525-4318

Mortgage

Document Number	0000005457
Date	Jun 13, 2023
Instrument	2023-05457

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 220 N Locust St was $2,134.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carson City
County	Pottawattamie County
Unified School District	Riverside Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,400 (-) Land $17,000 Building $133,400	$150,400 (-) Land $17,000 Building $133,400
2025	$2,134.00	$150,400 Land $17,000 Building $133,400	$150,400 Land $17,000 Building $133,400
2023		$128,900 (+20.58%) Land $14,700 Building $114,200	$128,900 Land $14,700 Building $114,200
2022		$106,900 Land $12,100 Building $94,800
2021	$2,479.00		$106,900 Land $12,100 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 N Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 N Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON WATER SUPPLY serves 766 people · EPA ID IA7809078
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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