220 N Douglas St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 220 N Douglas St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,953 sqft · built 2004
Lot Size	0.421 acres (18,339 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2021)
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-22-06-010-24`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-22-06-010-24`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,344 sqft
Finished Basement	560 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	18,339 sqft (0.421 acres)
Lot Dimensions	20.5 ft deep x 9 ft wide
View / Lot	High Traffic Area
Garage Area	879 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	220 N DOUGLAS ST
City	RIPON
State	WI
Zip	54971-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	S22 T16N R14E NEWTON'S RESURVEY LOT 3 CSM #1047-7-7 LOC IN LOT 1 OF W 1/2 NW 1/4
Legal Range	14E
Legal Township	16N
Legal Section	22
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	1,3
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1030
Census Tract	41500

Owner

220 N Douglas St is owned and occupied by an individual who bought it in September 2021.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Transfer on Death Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 14, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 2, 2018	Warranty Deed, Transfer · ARM SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	20211159151
Prior Transfer Date	Mar 11, 2010
Prior Transfer Doc	0000955963
Record Updated	Jun 8, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 1, 2023
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Document Number	0001186174
Map Reference	VOL 7 PG 7
Instrument Date	Jul 31, 2023
Instrument	1186174
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 30, 2021
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Document Number	1159151
Map Reference	VOL 7 PG 7
Instrument Date	Sep 29, 2021
Instrument	1159151
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N DOUGLAS ST, RIPON, WI 54971-2000

Mortgage

Document Number	1159152
Date	Sep 30, 2021
Instrument	1159152

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Transaction Type	Mortgage
Record Updated	May 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1128499
Date	Apr 23, 2020
Instrument	1128499

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112833
Date	May 14, 2019
Instrument	1112833

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112408
Date	May 3, 2019
Instrument	1112408

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 2, 2018
Property Address	220 N DOUGLAS ST, RIPON, WI 54971-2000
Document Number	0001106306
Instrument Date	Nov 1, 2018
Instrument	1106306
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N DOUGLAS ST, RIPON, WI 54971-2000

Mortgage

Document Number	0001106307
Date	Nov 2, 2018
Instrument	1106307

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 220 N Douglas St was $5,336 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,336.00	$226,400 Land $25,500 Building $200,900	$349,187 Land $39,330 Building $309,857
2023	$4,821.00 (+3.3%) Homeowner's exemption	$226,400 (-) Land $25,500 Building $200,900	$265,977 (+11.48%) Land $29,958 Building $236,019
2022	$4,667.00 Homeowner's exemption	$226,400 Land $25,500 Building $200,900	$238,585 Land $26,872 Building $211,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 N Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 N Douglas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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