220 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 220 N Cherry St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,543 sqft · built 1972
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Oct 2020)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`541-132-013`

Property Details

APN / Parcel Number

Primary APN	`541-132-013`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 N CHERRY ST
City	BANNING
State	CA
Zip	92220-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOTS 38 & 39 MB 019/046 ESPINOSA SUB UNIT 2
Legal Subdivision	ESPINOSA SUB UNIT 2
Legal Lot Number	38
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4024
Census Tract	44200

Owner

220 N Cherry St is owned and occupied by an individual who bought it in October 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	220 N CHERRY ST, BANNING, CA 92220-5819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Grant Deed, Transfer · VA Mortgage MICHIGAN MUTUAL INC
Jan 24, 2020	Grant Deed, Transfer PROPHETTIC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	2020487355
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 9, 2020
Property Address	220 N CHERRY ST, BANNING, CA 92220-5819
Document Number	0000487355
Map Reference	MB 19 PG 46
Instrument Date	Oct 6, 2020
Instrument	2020-0487355
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N CHERRY ST, BANNING, CA 92220-5819

Mortgage

Document Number	0000487356
Date	Oct 9, 2020
Instrument	2020-0487356

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2020
Property Address	220 N CHERRY ST, BANNING, CA 92220-5819
Document Number	0000037689
Instrument Date	Jan 17, 2020
Instrument	37689
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	CHICAGO TITLE COMPANY/SAN BERNARDIN, CHICAGO TITLE CO/SAN BERNARDIN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8175 LIMONITE AVE #A JURUPA VALLEY CA 925096120, A, JURUPA VALLEY, CA 92509-6120

Mortgage

Document Number	37690
Date	Jan 24, 2020
Instrument	37690

Lender

Name	PROPHETTIC INC
Address	23739 AQUACATE RD, CORONA, CA 92883-4133

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 220 N Cherry St was $4,597.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,741 (+2%) Land $82,804 Building $253,937
2025	$4,597.00	$330,139 Land $81,181 Building $248,958
2023	$4,502.00 (+2.13%)	$317,322 Land $78,030 Building $239,292
2022	$4,408.00
2021			$316,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 N Cherry St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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