220 N Centurion Ln, Mount Holly, NC 28120 Property Records

Gaston County property record for 220 N Centurion Ln, Mount Holly, NC 28120 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,539 sqft · built 2019
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$486,000 (Dec 2019)
Tax Bill	$7,387 (2023)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220994`

Property Details

APN / Parcel Number

Primary APN	`220994`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,539 sqft Heated Area

Exterior

Year Built	Built 2019
Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	220 N CENTURION LN
City	MOUNT HOLLY
State	NC
Zip	28120-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWATER BAY L 599 14 046 001 00 000
Legal Subdivision	STONEWATER PH 5
Legal Lot Number	599
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1035
Census Tract	30104

Owner

Source: Gaston County records · APN 220994

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	220 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Dec 03, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 05, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Prior Sale	Apr 05, 2019 · Amount on Record
Deed Document Number	0050851303
Deed Book / Page	5085 / 1303
Record Updated	Jun 07, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	220 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052941171
Date	Dec 13, 2021
Book Page	5294/1171

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	220 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051422321
Date	Jul 30, 2020
Book Page	5142/2321

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 07, 2030

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 03, 2019
Property Address	220 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Document Number	0050851303
Book / Page	5085 / 1303
Map Reference	MB 80 PG 44
Instrument Date	Dec 03, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 06, 2021
Title Company	DHI TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N CENTURION LN, MT HOLLY, NC 28120-8715

Mortgage

Document Number	50851305
Date	Dec 03, 2019
Instrument	5085/1305

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Apr 05, 2019
Property Address	220 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Document Number	0050341058
Book / Page	005034 / 001058
Instrument Date	Apr 04, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8001 ARROWRIDGE BLVD CHARLOTTE NC 282735604, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$7,387.00	$727,860 Land $99,640 Building $628,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710301041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2019–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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