220 N Apple Ave, Newkirk, OK 74647 Property Records

Kay County property record for 220 N Apple Ave, Newkirk, OK 74647

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,817 sqft · built 1975
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Individual Names on File
Last Sale	$210,250 (Aug 2020)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18985`

Property Details

APN / Parcel Number

Primary APN	`18985`
Alternative APN	`4100-00-001-011-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,817 sqft Living Area
1st Floor Area	2,817 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
Lot Dimensions	164 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	229 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18985
Street Address	220 N APPLE AVE
City	NEWKIRK
State	OK
Zip	74647-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWK - BUNGALOW ADD BLK 1 - S164' OF LOTS 11-13
Legal Range	02E
Legal Township	28N
Legal Section	23
Legal Subdivision	BUNGALOW
Legal Block	1
Legal Lot Number	11-13
Jurisdiction	KAY OK
Township / Civil Division	NEWKIRK
Census Block Group	3
Census Block	3115
Census Tract	1200

Owner

220 N Apple Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 N APPLE AVE, NEWKIRK, OK 74647-2052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · ARM EQUITY BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	20205775
Deed Book / Page	1843 / 706
Prior Transfer Date	Mar 25, 2015
Prior Transfer Doc	0000002560
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	220 N APPLE AVE, NEWKIRK, OK 74647-2052
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	STEWART ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000063
Date	Jan 3, 2018
Book Page	1765/0191
Instrument	2018-000063

Lender

Name	EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 18, 2020
Property Address	220 N APPLE AVE, NEWKIRK, OK 74647-2052
Document Number	0000005775
Book / Page	1843 / 706
Instrument Date	Aug 11, 2020
Instrument	2020-005775
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 N APPLE AVE, NEWKIRK, OK 74647-2052

Mortgage

Document Number	0000005776
Date	Aug 18, 2020
Instrument	2020-005776

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 220 N Apple Ave was $2,587, up 0.7% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Newkirk City
Unified School District	Newkirk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,322 (-0.58%) Land $1,039 Building $24,283	$230,206 (-0.58%) Land $9,446 Building $220,760
2025	$2,587.00 (+0.7%)	$25,471 (-0.11%) Land $1,039 Building $24,432	$231,555 (-14.51%) Land $9,446 Building $222,109
2024	$2,569.00 (+9.32%)	$25,498 (+5%) Land $2,909 Building $22,589	$270,867 (+7.3%) Land $26,449 Building $244,418
2023	$2,350.00	$24,283 Land $2,909 Building $21,374	$252,431 Land $26,449 Building $225,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 N Apple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 N Apple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
KanOkla Communications Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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