220 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 220 N 5th St, Reading, PA 19601

Property Summary

Property Type	Commercial Office
Details	6,064 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$381,471 (Nov 2017)
Tax Bill	$7,376 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-75-71-6690`

Property Details

APN / Parcel Number

Primary APN	`5307-75-71-6690`
Alternative APNs	`07-5307-75-71-6690` `07073205` `073205`

Interior

Units	4 Units
Stories	3 Stories
Building Area	6,064 sqft Gross Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Major Commercial Strip

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07073205
Street Address	220 N 5TH ST
City	HAMBURG
State	PA
Zip	19526-1106
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Block	71
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	1300

Owner

220 N 5th St, a commercial property, is owned by a company that bought it in November 2017.

Source: Berks County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	3929 PERKIOMEN AVE, READING, PA 19606-2718
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Nov 3, 2017	Deed, Transfer · Commercial Mortgage PENNSYLVANIA FIRST NA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Jun 8, 1998 · Amount on File
Deed Document Number	201741258
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	220 N 5TH ST, READING, PA 19601-3304
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 PERKIOMEN AVE, READING, PA 19606-2718

Mortgage

Document Number	0000033684
Date	Oct 29, 2025
Instrument	2025033684

Lender

Name	UMB BANK NA
Type	Bank
Address	120 S 6TH ST STE 1400, MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	220 N 5TH ST, READING, PA 19601-3304
Document Number	0000013264
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 PROSPECT ST READING PA 196062871, READING, PA 19606-2871

Mortgage

Document Number	0000013264
Date	Apr 21, 2020
Instrument	13264

Lender

Name	TRUIST BK
Address	223 NASH ST W # 2ND, WILSON, NC 27893-3801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 3, 2017
Property Address	220 N 5TH ST, READING, PA 19601-3304
Document Number	0000041258
Instrument Date	Oct 31, 2017
Instrument	2017041258
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PROSPECT ST, READING, PA 19606-2871

Mortgage

Document Number	0000041263
Date	Nov 3, 2017
Instrument	2017041263

Lender

Name	PENNSYLVANIA FIRST NA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 220 N 5th St was $7,376.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,376.00	$261,300 Land $43,000 Building $218,300	$43,000 Land $43,000
2024	$6,917.00	$261,300 Land $43,000 Building $218,300
1994			$261,300 Land $43,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 N 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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