220 N 3rd St, River Falls, WI 54022 Property Records

Pierce County property record for 220 N 3rd St, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,677 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2025)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`276-1023-300`

Property Details

APN / Parcel Number

Primary APN	`276-1023-300`
Alternative APNs	`276227190111P304002002` `276-01023-0300`

Exterior

Lot Area	9,677 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 69 ft wide

Location & Zoning

Street Address	220 N 3RD ST
City	RIVER FALLS
State	WI
Zip	54022-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, & N 3 FT LOT 3 BLK 2 JOSIAH THAYER ADD TO NN & OS POWELLS ADD ALSO W 1/2 VACATED ALLEY ADJ ON E TO SD LOTS PER V 46
Legal Range	19W
Legal Township	27N
Legal Section	01
Legal Subdivision	JOSIAH THAYER ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	PIERCE WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2010
Census Tract	960300

Owner

Source: Pierce County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 6, 2025	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Dec 10, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Nov 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	2025628387
Prior Transfer Date	Nov 26, 2018
Prior Transfer Doc	0000582462
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604041
Date	Jul 16, 2021
Instrument	604041

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Aug 6, 2025
Property Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Document Number	0000628387
Instrument Date	Jul 28, 2025
Instrument	628387
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	DOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000628388
Date	Aug 6, 2025
Instrument	628388

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Dec 6, 2023
Property Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Document Number	0000619240
Instrument Date	Nov 13, 2023
Instrument	619240
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, CALIBER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N 3RD ST, RIVER FALLS, WI 54022-2327

Mortgage

Document Number	0000619241
Date	Dec 6, 2023
Instrument	619241

Lender

Name	LUMINATE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WI
Recording Date	Dec 10, 2019
Property Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Document Number	0000589559
Instrument Date	Oct 31, 2019
Instrument	589559
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 N 3RD ST RIVER FALLS WI 540222327, RIVER FALLS, WI 54022-2327

Mortgage

Document Number	589560
Date	Dec 10, 2019
Instrument	589560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WI
Recording Date	Nov 26, 2018
Property Address	220 N 3RD ST, RIVER FALLS, WI 54022-2327
Document Number	0000582462
Instrument Date	Nov 26, 2018
Instrument	582462
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 N 3RD ST RIVER FALLS WI 540222327, RIVER FALLS, WI 54022-2327

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,380.00 (-4.8%) Homeowner's exemption	$371,500 (+38.72%) Land $62,900 Building $308,600	$388,100 (+10.26%) Land $65,711 Building $322,389
2024	$5,651.00 (+12.48%) Homeowner's exemption	$267,800 (+9.31%) Land $48,400 Building $219,400	$352,000 (+41.43%)
2023	$5,024.00 (+7.1%) Homeowner's exemption	$245,000 (-) Land $48,400 Building $196,600	$248,894 (%) Land $49,169 Building $199,725
2022	$4,691.00 Homeowner's exemption	$245,000 Land $48,400 Building $196,600	$248,896 Land $49,170 Building $199,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	May 2001 · Flooding, Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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