Story County property record for 220 N 3rd St, Colo, IA 50056 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,406 sqft · built 1978 |
| Lot Size | 0.491 acres (21,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Apr 2023) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-225-275 |
| Primary APN | 12-08-225-275 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,406 sqft |
| Unfinished Basement | 1,406 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,400 sqft (0.491 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 220 N 3RD ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEIR'S SD LOTS 32 & 33 & S40' LOT10 & S40' W58' LOT11 |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | WEIR'S SD |
| Legal Lot Number | 10-11 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10200 |
Source: Story County records · APN 12-08-225-275
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 N 3RD ST, COLO, IA 50056-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Apr 18, 2023 | Legal Action/Court Order, Foreclosure · Conventional Mortgage AMERICAN PACIFIC MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 20232265 |
| Prior Transfer Date | Apr 17, 2023 |
| Prior Transfer Doc | 0000002264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 220 N 3RD ST, COLO, IA 50056-7741 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 220 N 3RD ST, COLO, IA 50056-7741 |
| Document Number | 0202508587 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-08587 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 18, 2023 |
| Property Address | 220 N 3RD ST, COLO, IA 50056-7741 |
| Document Number | 0202302265 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023-02265 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 N 3RD ST, COLO, IA 50056-7741 |
| Document Number | 0202302266 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023-02266 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 Homeowner's exemption | $189,500 (+9.66%) Land $55,600 Building $133,900 | $189,500 (+9.66%) Land $55,600 Building $133,900 |
| 2024 | $2,950.00 (-16.81%) | ||
| 2023 | $172,800 Land $45,200 Building $127,600 | $172,800 Land $45,200 Building $127,600 | |
| 2022 | $3,546.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 4% of the US · above 28% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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