220 Mountain Ash Ln, Highlands, NC 28741 Property Records

Macon County property record for 220 Mountain Ash Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,264 sqft · built 1980
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on File
Last Sale	$2,950,000 (Mar 2024)
Tax Bill	$8,575 (2023)
Deeds & Mortgages	Mar 2024 Sale May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7551736206`

Property Details

APN / Parcel Number

Primary APN	`7551736206`
Alternative APNs	`0502053` `148174`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,264 sqft Heated Area
Gross Area	4,544 sqft
1st Floor Area	2,272 sqft
Utility Area	50 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Contemporary
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,064 sqft
Deck Area	1,844 sqft
Patio Area	1,844 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	148174
Old Parcel Number	0502053
Street Address	220 MOUNTAIN ASH LN
City	HIGHLANDS
State	NC
Zip	28741-7344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 SEC A WILDCAT CLIFFS
Legal Subdivision	WILDCAT CLIFFS
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1000
Census Tract	970502

Owner

220 Mountain Ash Ln is held in a trust since March 2024.

Source: Macon County records, as of March 21, 2024

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	9616 CYPRESS HAMMOCK CIR APT 101, 101, ESTERO, FL 34135-8204
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Sep 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	2024001227
Deed Book / Page	Z-42 / 2310
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 8, 2024
Property Address	220 MOUNTAIN ASH LN, HIGHLANDS, NC 28741-7344
Document Number	00Z42/2310
Book / Page	Z-42 / 2310
Instrument Date	Mar 8, 2024
Instrument	2024001227
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Tax	$5,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7387 LASALLE AVE, BATON ROUGE, LA 70806-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9616 CYPRESS HAMMOCK CIR APT 101, 101, ESTERO, FL 34135-8204

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	220 MOUNTAIN ASH LN, HIGHLANDS, NC 28741-7344
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00O38/0717
Date	May 1, 2018
Book Page	O-38/0717
Instrument	2018002874

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 10, 2020
Property Address	220 MOUNTAIN ASH LN, HIGHLANDS, NC 28741-7344
Document Number	000J40/330
Book / Page	J-40 / 330
Instrument Date	Oct 27, 2020
Instrument	2020008788
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 LAUREL ST, BATON ROUGE, LA 70801-1803

Mortgage

Document Number	2020008789
Date	Nov 10, 2020
Instrument	2020008789

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 22, 2017
Property Address	220 MOUNTAIN ASH LN, HIGHLANDS, NC 28741-7344
Document Number	00E38/0971
Book / Page	E-38 / 0971
Map Reference	MB E-28 PG 193-196
Instrument Date	Sep 18, 2017
Instrument	2017006446
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 DEER RUN RD, TUPELO, MS 38804-9706

Tax Assessment & Valuation

Source: Macon County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,575.00	$2,928,920 Land $250,000 Building $2,678,920	$2,928,920 Land $250,000 Building $2,678,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Mountain Ash Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Mountain Ash Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDCAT CLIFFS COUNTRY CLUB private · serves 445 people · EPA ID NC0157118
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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