220 Millstream Dr, Jackson, TN 38305 Property Records

Madison County property record for 220 Millstream Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,721 sqft · built 2016
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,900 (May 2019)
Tax Bill	$3,274 (2022)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`057032O C 02000`

Property Details

APN / Parcel Number

Primary APN	`057032O C 02000`
Alternative APN	`032O C 02000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,721 sqft Living Area
1st Floor Area	2,721 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 MILLSTREAM DR
City	JACKSON
State	TN
Zip	38305-8635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1047 BLK:10C DIST:03 CITY/MUNI/TWP:JACKSON SUBD:WRIGHTS MILL MAP REF:032O
Legal Subdivision	WRIGHTS MILL
Legal Block	10C
Legal Lot Number	1047
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1017
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 22, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 20, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage SIMMONS BANK
Feb 3, 2017	Loan Modification, Mortgage INSOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	19005959
Deed Book / Page	D751 / 1244
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2176/883
Date	Oct 22, 2021
Book Page	T2176/883
Instrument	21015249

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Document Number	0000008498
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 MILLSTREAM DR JACKSON TN 383058635, JACKSON, TN 38305-8635

Mortgage

Document Number	0000008498
Date	Jul 14, 2020
Book Page	0T2128/000621
Instrument	8498

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 22, 2019
Property Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Document Number	0000005959
Book / Page	000751 / 001244
Instrument Date	May 20, 2019
Instrument	5959
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.23
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 MILLSTREAM DR JACKSON TN 383058635, JACKSON, TN 38305-8635

Mortgage

Document Number	5960
Date	May 22, 2019
Book Page	002095/001172
Instrument	5960

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 20, 2017
Property Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Document Number	0D739/1232
Book / Page	D739 / 1232
Instrument Date	Apr 18, 2017
Instrument	17004244
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635

Mortgage

Document Number	0000004245
Date	Apr 20, 2017
Book Page	T2044/354
Instrument	17004245

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	220 MILLSTREAM DR, JACKSON, TN 38305-8635
Document Number	0000001833
Book / Page	0T2040 / 000426
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2058 HOLLYWOOD DR JACKSON TN 383054380, JACKSON, TN 38305-4380

Mortgage

Document Number	0000001833
Date	Feb 21, 2017
Book Page	0T2040/000426
Instrument	1833

Lender

Name	INSOUTH BK
Type	Bank
Address	BROWNSVILLE, TN 38012

Agreement

Term	12 Months
Due	Feb 20, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,950 (-) Land $10,500 Building $83,450
2023		$93,950 Land $10,500 Building $83,450
2022	$3,274.00		$375,800 Land $42,000 Building $333,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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