220 Michael St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 220 Michael St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	2,376 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Sep 2021)
Tax Bill	$590 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`8275`

Property Details

APN / Parcel Number

Primary APN	`8275`

Interior

Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	220 MICHAEL ST
City	HOUMA
State	LA
Zip	70360-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLOCK 2 HIGHLAND PARK SUBD. ALSO TRACT MEASURING 462.67' ALONG REAR LINE OF LOTS 8 9 10 11 & 12 BLOCK 2 HIGHLAND
Legal Range	17E
Legal Township	16S
Legal Section	08
Legal Subdivision	HIGHLAND PARK
Legal Tract	4
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	TERREBONNE LA
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	201

Owner

220 Michael St is owned and occupied by an individual who bought it in September 2021.

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	220 MICHAEL ST, HOUMA, LA 70360-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit B1 BANK
Sep 28, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Sep 23, 2021 · Amount on File
Deed Document Number	20211634915
Deed Book / Page	2647 / 368
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0001634440
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	220 MICHAEL ST, HOUMA, LA 70360-1218
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003285/18
Date	Sep 28, 2021
Book Page	3285/18
Instrument	1634916

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	220 MICHAEL ST, HOUMA, LA 70360-1218
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003389/713
Date	Dec 2, 2022
Book Page	3389/713
Instrument	1663167

Lender

Name	B1 BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Sep 28, 2021
Property Address	220 MICHAEL ST, HOUMA, LA 70360-1218
Document Number	2647/368
Book / Page	2647 / 368
Instrument Date	Aug 3, 2021
Instrument	1634915
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RED LEAF BLVD, MONCKS CORNER, SC 29461-8843

Tax Assessment & Valuation

The 2025 property tax bill for 220 Michael St was $590 with a homeowner's exemption, down 5% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00 (-4.99%)	$13,650 (-) Land $4,810 Building $8,840	$136,500 (-) Land $48,100 Building $88,400
2024	$621.00 (+18.97%) Homeowner's exemption	$13,650 (+5%) Land $4,810 Building $8,840	$136,500 (+5%) Land $48,100 Building $88,400
2023	$522.00 (-1.51%) Homeowner's exemption	$13,000 (-) Land $4,580 Building $8,420	$130,000 (-) Land $45,800 Building $84,200
2022	$530.00 Homeowner's exemption	$13,000 Land $4,580 Building $8,420	$130,000 Land $45,800 Building $84,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Michael St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	21 (1991–2026)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Michael St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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