220 Melody Ln, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 220 Melody Ln, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 2,576 sqft · built 2016
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Jul 2021)
Tax Bill	$12,017 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-09-04-0094`

Property Details

APN / Parcel Number

Primary APN	`461-09-04-0094`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	472 sqft
Carport	Carport
Carport Area	472 sqft
Pool Area	200 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	220 MELODY LN
City	SURFSIDE BEACH
State	SC
Zip	29575-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN PINES; LOT 11-B BLK 9
Legal Subdivision	OCEAN PINES
Legal Block	9
Legal Lot Number	11
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1058
Census Tract	51202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 GRASS VALLEY RD, CHULA VISTA, CA 91913-1605
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
May 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 7, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Book / Page	4438 / 2416
Prior Transfer Date	Jan 29, 2008
Prior Transfer Doc	0033152448
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 2, 2021
Property Address	220 MELODY LN, SURFSIDE BEACH, SC 29575-3001
Document Number	0044382416
Book / Page	4438 / 2416
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GRASS VALLEY RD, CHULA VISTA, CA 91913-1605

Mortgage

Document Number	64130000003468
Date	Jul 2, 2021
Book Page	0000006413/0000003468

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 24, 2017
Property Address	220 MELODY LN, SURFSIDE BEACH, SC 29575-3001
Document Number	4013/0374
Book / Page	004013 / 000374
Instrument Date	Feb 21, 2017
Instrument	59192
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218B MELODY LN SURFSIDE BEACH SC 295753001, SURFSIDE BEACH, SC 29575-3001

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Feb 7, 2017
Property Address	220 MELODY LN, SURFSIDE BEACH, SC 29575-3001
Document Number	3985/2661
Book / Page	003985 / 002661
Instrument Date	Feb 6, 2017
Instrument	14316
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019

Transaction

Amount	Amount Recorded
Tax	$1,916.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 MCGEE POINT RD TERRELL NC 286829790, TERRELL, NC 28682-9790

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,017.00		$928,608 (-) Land $366,310 Building $562,298
2024	$12,017.00 (+4.16%)	$55,717 (+66.1%) Land $21,979 Building $33,738	$928,608 (+52.39%) Land $366,310 Building $562,298
2023	$11,537.00 (+51.66%)	$33,545 (-8.25%) Land $11,151 Building $22,394	$609,350 (-) Land $185,850 Building $423,500
2021	$7,607.00	$36,561 Land $11,151 Building $25,410	$609,350 Land $185,850 Building $423,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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