220 McKay Way, Waterloo, WI 53594 Property Records

Jefferson County property record for 220 McKay Way, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2025)
Tax Bill	$7,564 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0741-014`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0741-014`

Exterior

Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 88.3 ft wide

Location & Zoning

Street Address	220 MCKAY WAY
City	WATERLOO
State	WI
Zip	53594-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, DEYOUNG FARM.
Legal Range	13E
Legal Township	08N
Legal Section	07
Legal Subdivision	DEYOUNG FARM
Legal Lot Number	21
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1036
Census Tract	100400

Owner

220 McKay Way is owned and occupied by two individuals who bought it in September 2025.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 MCKAY WAY, WATERLOO, WI 53594-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Aug 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOAN SIMPLE INC
Aug 3, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	May 9, 2022 · Amount on File
Deed Document Number	20251499454
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 29, 2025
Property Address	220 MCKAY WAY, WATERLOO, WI 53594-1456
Document Number	0001499454
Instrument Date	Sep 29, 2025
Instrument	1499454
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MCKAY WAY, WATERLOO, WI 53594-1456

Mortgage

Document Number	0001499455
Date	Sep 29, 2025
Instrument	1499455

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 3, 2021
Property Address	220 MCKAY WAY, WATERLOO, WI 53594-1456
Document Number	0001449706
Instrument Date	Jul 30, 2021
Instrument	1449706
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MCKAY WAY, WATERLOO, WI 53594-1456

Mortgage

Document Number	0001449707
Date	Aug 3, 2021
Instrument	1449707

Lender

Name	LOAN SIMPLE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 3, 2021
Property Address	220 MCKAY WAY, WATERLOO, WI 53594-1456
Document Number	0001449705
Instrument Date	Jul 30, 2021
Instrument	1449705
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14649 W BELOIT NEWARK RD, BRODHEAD, WI 53520-8915

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,564.00 (+13.34%) Homeowner's exemption	$412,800 (-) Land $63,000 Building $349,800	$455,500 (+6.47%)
2024	$6,674.00 (-3.5%) Homeowner's exemption	$412,800 (+20.7%) Land $63,000 Building $349,800	$427,800
2023	$6,916.00 Homeowner's exemption	$342,000 Land $50,000 Building $292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 McKay Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 McKay Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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