220 McCabe St, Eaton, OH 45320 Property Records

Preble County property record for 220 McCabe St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 753 sqft · built 1940
Lot Size	0.094 acres (4,090 sqft)
Owner	Individual Name on Record
Tax Bill	$706 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-042-01-012-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-042-01-012-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	753 sqft Living Area
1st Floor Area	753 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,090 sqft (0.094 acres)
Lot Dimensions	132 ft deep x 31 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	155 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	220 MCCABE ST
City	EATON
State	OH
Zip	45320-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID 31.25' X 132' PT LOTS 400-401
Legal Subdivision	MCCABES ADDITION
Legal Lot Number	400-401
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	4
Census Block	4027
Census Tract	455002

Owner

Source: Preble County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 MCCABE ST, EATON, OH 45320-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026
Deed Sale	Aug 7, 2026
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	20263480
Deed Book / Page	482 / 503
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Aug 7, 2026
Property Address	220 MCCABE ST, EATON, OH 45320-1838
Document Number	0000003480
Book / Page	482 / 503
Instrument Date	Jul 31, 2026
Instrument	20263480
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST OHIO TITLE

Transaction

Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MCCABE ST, EATON, OH 45320-1838

Mortgage

Document Number	0000003481,
Date	Aug 7, 2026
Instrument	20263481

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	May 26, 2021
Property Address	220 MCCABE ST, EATON, OH 45320-1838
Document Number	419/2034
Book / Page	419 / 2034
Instrument Date	May 17, 2021
Instrument	202100003071
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SEO TITLE AGENCY, SAFE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	220 MCCABE ST, EATON, OH 45320-1838

Mortgage

Document Number	202100003072
Date	May 26, 2021
Instrument	202100003072

Lender

Name	SUPERIOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00 (+1%) Homeowner's exemption	$17,960 (-) Land $3,710 Building $14,250
2024	$699.00 (-13.28%) Homeowner's exemption	$17,960 (-) Land $3,710 Building $14,250
2023	$806.00 (+20.3%) Homeowner's exemption	$17,960 (+27.02%) Land $3,710 Building $14,250	$51,300 (-) Land $10,600 Building $40,700
2022	$670.00 Homeowner's exemption	$14,140 Land $3,570 Building $10,570
2020			$51,300 Land $10,600 Building $40,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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