220 Lone Pine Trl, Lapeer, MI 48446 Property Records

Lapeer County property record for 220 Lone Pine Trl, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,788 sqft · built 1979
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Dec 2020)
Tax Bill$3,263 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012-021-010-00

Property Details

APN / Parcel Number

Primary APN012-021-010-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft
Basement Area1,788 sqft
Unfinished Basement1,788 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area435,600 sqft (10 acres)
Garage Area484 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address220 LONE PINE TRL
CityLAPEER
StateMI
Zip48446-9470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE
Legal DescriptionSEC 21 T7N R10E PARCEL Q BEG N 88 DEG 59' 34 E 509.75 FT & N 01 DEG 36' 29 W 1353.85 FT & S 89 DEG 09' 48 W 595.81 FT & N 01
Legal Range10E
Legal Township07N
Legal Section21
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1061
Census Tract338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 LONE PINE TRL, LAPEER, MI 48446-9470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Dec 4, 2020Warranty Deed, Transfer · Conventional Mortgage
CASON HOME LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleJul 24, 1996 · Amount on Record
Deed Book / Page3151 / 257
Prior Transfer DateFeb 3, 2013
Prior Transfer Doc0026220142
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address220 LONE PINE TRL, LAPEER, MI 48446-9470
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 LONE PINE TRL, LAPEER, MI 48446-9470

Mortgage

Document Number0033510256
DateMay 25, 2023
Book Page3351/256
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 4, 2020
Property Address220 LONE PINE TRL, LAPEER, MI 48446-9470
Document Number0031510257
Book / Page3151 / 257
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 LONE PINE TRL, 220, LAPEER, MI 48446-9470

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 LONE PINE TRL, LAPEER, MI 48446-9470

Mortgage

Document Number3151260
DateDec 4, 2020
Instrument3151/260
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,300 (+10.83%)$374,600 (+10.83%)
2025$3,263.00 (+4.12%) Homeowner's exemption$169,000 (+20.71%)$338,000 (+20.71%)
2024$3,134.00 (+10.31%)
2023$140,000$280,000
2022$2,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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