220 Legacy Ln, Cincinnati, OH 45249 Property Records

Hamilton County property record for 220 Legacy Ln, Cincinnati, OH 45249

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,855 sqft · built 2014
Lot Size0.239 acres (10,424 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (Dec 2018)
Tax Bill$23,682 (2025)
Deeds & MortgagesAug 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN603-0A23-0121-00

Property Details

APN / Parcel Number

Primary APN603-0A23-0121-00

Interior

Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,855 sqft Living Area
1st Floor Area2,855 sqft
Basement Area2,855 sqft
Finished Basement1,413 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialBrick
Lot Area10,424 sqft (0.239 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address220 LEGACY LN
CityCINCINNATI
StateOH
Zip45249-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY LN (PRIVATE)LOT 72 0.2393 ACVINTAGE CLUB SUB PHASE 2
Legal SubdivisionVINTAGE CLUB SUB
Legal Phase2
Legal Lot Number72
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3005
Census Tract24322

Owner

220 Legacy Ln is owned and occupied by an individual who bought it in December 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address220 LEGACY LN, CINCINNATI, OH 45249-2600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Dec 27, 2018Fiduciary Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2018 · Amount on File
Deed SaleDec 27, 2018 · Amount on File
Prior SaleSep 30, 2014 · Amount on File
Deed Document Number0000112771
Deed Book / Page13822 / 01484
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address220 LEGACY LN, CINCINNATI, OH 45249-2600
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073079
DateAug 29, 2019
Book Page13991/01856
Instrument2019-0073079
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term311 Months
DueJul 11, 2045

December 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateDec 27, 2018
Property Address220 LEGACY LN, CINCINNATI, OH 45249-2600
Document Number0000112771
Book / Page13822 / 01484
Map ReferenceMB 409 PG 17&18
Instrument DateDec 21, 2018
Instrument2018-0112771
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 LEGACY LN, CINCINNATI, OH 45249-2600

Mortgage

Document Number0000112772
DateDec 27, 2018
Instrument2018-0112772
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 220 Legacy Ln was $23,682, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,682.00 (+2.38%)$462,942 (-) Land $73,150 Building $389,792
2024$23,132.00 (-0.56%)$462,942 (-) Land $73,150 Building $389,792
2023$23,263.00 (+16.12%)$462,942 (+39.23%) Land $73,150 Building $389,792$1,322,690 Land $209,000 Building $1,113,690
2022$20,033.00 Homeowner's exemption$332,500 Land $73,150 Building $259,350
2020$950,000 Land $209,000 Building $741,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Legacy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Legacy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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