Bay County property record for 220 Lakeridge Dr, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,152 sqft · built 2004 |
| Lot Size | 0.133 acres (5,775 sqft) |
| Owner | Company Name on Record |
| Last Sale | $345,000 (May 2006) |
| Tax Bill | $2,247 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 11822-709-000 |
| Primary APN | 11822-709-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,593 sqft |
| 1st Floor Area | 2,152 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,775 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 528 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 192 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 LAKERIDGE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | LAKE MARIN SUB 103C LOT 9 ORB 2882 P 1904 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | LAKE MARIN SUB |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 1501 |
Source: Bay County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 220 LAKERIDGE DR, PANAMA CITY, FL 32405-4267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2006 · Amount on Record |
| Deed Sale | May 24, 2006 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Document Number | 200636713 |
| Deed Book / Page | 2782 / 1685 |
| Last Transfer Date | Sep 1, 2006 |
| Transfer Doc | 0028821904 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 (+1.77%) Homeowner's exemption Widower's exemption | $226,249 (+2.9%) | $295,362 (+6.3%) Land $83,300 Building $212,062 |
| 2024 | $2,208.00 (+2.17%) Homeowner's exemption Widower's exemption | $219,873 (+3%) | $277,852 (+3.78%) Land $77,590 Building $200,262 |
| 2023 | $2,161.00 (+12.9%) Homeowner's exemption Widower's exemption | $213,469 (+6.25%) | $267,728 (+21.52%) Land $74,800 Building $192,928 |
| 2022 | $1,914.00 Homeowner's exemption Widower's exemption | $200,918 | $220,321 Land $63,000 Building $157,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Also Mapped Here | PANAMA CITY WATER SYSTEM |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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