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220 Kirkside Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 220 Kirkside Ave, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,129 sqft · built 2020
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$980,000 (Nov 2024)
Tax Bill$13,581 (2025)
Deeds & MortgagesMay 2026 Sale
May 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN027071-2090

Property Details

APN / Parcel Number

Primary APN027071-2090

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area4,129 sqft Living Area
Gross Area5,569 sqft
1st Floor Area2,242 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area865 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Patio Area337 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address220 KIRKSIDE AVE
CitySAINT AUGUSTINE
StateFL
Zip32095-8654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description86/77-84 SOUTHAVEN PHASE IIA LOT 209 OR6053/1211
Legal Range28E
Legal Township06S
Legal Section13
Legal SubdivisionSOUTHAVEN PHASE IIA
Legal Phase2A
Legal Block1
Legal Lot Number209
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20904

Owner

Source: St. Johns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Nov 8, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 14, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleDec 14, 2020 · Amount on Record
Deed Document Number202489769
Deed Book / Page6053 / 1211
Last Transfer DateMay 13, 2026
Transfer Doc0063661401
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
Document Number0000043001
Book / Page6366 / 1401
Instrument DateMay 13, 2026
Instrument202643001
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
Document Number0063661401
Book / Page6366 / 1401
Instrument DateMay 13, 2026
Instrument202643001
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654

Mortgage

Document Number0062650443
DateDec 1, 2025
Book Page6265/443
Instrument2025097080
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateJan 1, 2031
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexSOFR Average 30-Day
Margin2
Max Rate11.3%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654

Mortgage

Document Number0056611808
DateNov 8, 2022
Book Page5661/1808
Instrument2022103196
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 7, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 14, 2020
Property Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654
Document Number0051240568
Book / Page5124 / 568
Map ReferenceMB 86 PG 77-84
Instrument DateDec 7, 2020
Instrument2020113750
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,529.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 RENWICK PKWY, 55, SAINT AUGUSTINE, FL 32095-8625

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8654

Mortgage

Document Number0051240571
DateDec 14, 2020
Book Page5124/571
Instrument2020113752
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$662,471 (+2.7%)$827,962 (-4.93%) Land $205,000 Building $622,962
2025$13,581.00 (+7.73%) Homeowner's exemption$645,055 (+3.42%)$870,904 (+12.92%) Land $205,000 Building $665,904
2024$12,607.00 (+1.16%)
2023$12,463.00 (+4.21%) Homeowner's exemption$623,732 (+3%)$771,276 (+8.7%) Land $160,000 Building $611,276
2022$11,960.00 Homeowner's exemption$605,565$709,535 Land $140,000 Building $569,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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