220 Johnson St, Grayson, KY 41143 Property Records

Carter County property record for 220 Johnson St, Grayson, KY 41143

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,326 sqft · built 1973
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$682 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN104-10-01-008.00

Property Details

APN / Parcel Number

Primary APN104-10-01-008.00
Alternative APN
  • 32386

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,326 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
View / LotWaterfront - Canal
DrivewayAsphalt Driveway
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number32386
Street Address220 JOHNSON ST
CityGRAYSON
StateKY
Zip41143-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT 17 & 1/2 OF LOT 16
Legal SubdivisionGREEN ACRES
Legal Block4
Legal Lot Number16-17
JurisdictionCARTER KY
Township / Civil DivisionGRAYSON
Census Block Group2
Census Block2030
Census Tract960602

Owner

Source: Carter County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 JOHNSON ST, GRAYSON, KY 41143-1325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF GRAYSON
Jan 6, 2021Deed of Trust, Mortgage
THE COMMERCIAL BANK OF GRAYSON
Oct 19, 2021Intrafamily Transfer, Transfer
Oct 19, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 10, 2021
Transfer Doc0000538809
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address220 JOHNSON ST, GRAYSON, KY 41143-1325
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 BANKER RD, OLIVE HILL, KY 41164-7727

Mortgage

Document Number000494/442
DateFeb 23, 2023
Book Page494/442
Instrument555210
Lender
NameFIRST NATIONAL BANK OF GRAYSON
TypeBank
AddressOLIVE HILL, KY 41164
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 1, 2043
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address220 JOHNSON ST, GRAYSON, KY 41143-1325
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0OR446/387
DateJan 6, 2021
Book PageOR446/387
Instrument485643
Lender
NameTHE COMMERCIAL BANK OF GRAYSON
TypeBank
AddressGRAYSON, KY 41143
Agreement
AmountAmount Recorded
Term59 Months
DueDec 17, 2025

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTER KY
Recording DateOct 19, 2021
Property Address220 JOHNSON ST, GRAYSON, KY 41143-1325
Document Number0OR464/364
Book / PageOR464 / 364
Map ReferenceMB 113 PG 8
Instrument DateOct 19, 2021
Instrument539115
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address220 JOHNSON ST, GRAYSON, KY 41143-1325

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCARTER KY
Recording DateOct 19, 2021
Property Address220 JOHNSON ST, GRAYSON, KY 41143-1325
Document Number0OR464/362
Book / PageOR464 / 362
Map ReferenceMB 113 PG 8
Instrument DateOct 19, 2021
Instrument539114
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarter County
MunicipalityGrayson City
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$682.00 (-1.02%)$80,000 (-)$80,000 (-)
2023$689.00$80,000$80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimMar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAYSON UTILITY COMMISSION
serves 10,950 people · EPA ID KY0220164
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Optimum Communications
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20

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