Madison County property record for 220 Johnson Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.512 acres (22,308 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $21,000 (Dec 2021) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086-0000-0076 |
| Primary APN | 0086-0000-0076 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,308 sqft (0.512 acres) |
|---|
| Account Number | 41497 |
|---|---|
| Street Address | 220 JOHNSON LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Legal Subdivision | BLUE LICK |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11101 |
Source: Madison County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 KENNEDY LN, RICHMOND, KY 40475-9034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 28, 2021 | Deed, Transfer |
| Dec 16, 2009 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 20212014069990 |
| Deed Book / Page | 816 / 196 |
| Prior Transfer Date | Dec 16, 2009 |
| Prior Transfer Doc | 00D652/617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 KENNEDY LN, RICHMOND, KY 40475-9034 |
| Document Number | 00M2221/35 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | M2221/35 |
| Instrument | 2014135391 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 11, 2025 |
| Property Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Document Number | 00D876/769 |
| Book / Page | D876 / 769 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2014304457 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 KENNEDY LN, RICHMOND, KY 40475-9034 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 224 JOHNSON LN, BEREA, KY 40403-9602 |
| Document Number | 2014304461 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2014304461 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 00M2430/92 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | M2430/92 |
| Instrument | 2014304485 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 28, 2021 |
| Property Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Document Number | 00D816/196 |
| Book / Page | D816 / 196 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2014069990 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11713 BLAIR CREEK CT, LOUISVILLE, KY 40229-6408 |
| Name | Verified Name |
|---|---|
| Address | 181 KENNEDY LN, RICHMOND, KY 40475-9034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 16, 2009 |
| Property Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Document Number | 00D652/617 |
| Book / Page | D652 / 617 |
| Instrument Date | Dec 16, 2009 |
| Instrument | 437058 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Name | Verified Name |
|---|---|
| Address | 220 JOHNSON LN, BEREA, KY 40403-9602 |
| Mail Care Of | RODNEY EARL CARPENTER |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914.00 (+350.25%) | $97,000 (+361.9%) | $97,000 (+361.9%) |
| 2023 | $203.00 | $21,000 | $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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