220 Jersey St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 220 Jersey St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1960
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Oct 2022)
Tax Bill	$317 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259 004 007 011`

Property Details

APN / Parcel Number

Primary APN	`259 004 007 011`
Alternative APNs	`00035402` `02108693` `2108693`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Total Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00035402
Street Address	220 JERSEY ST
City	CHERAW
State	SC
Zip	29520-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 AC
Legal Subdivision	JAMES LITTLE
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1028
Census Tract	950602

Owner

220 Jersey St is owned and occupied by an individual who bought it in October 2022.

Source: Chesterfield County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	220 JERSEY ST, CHERAW, SC 29520-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Mar 13, 2017	Intrafamily Transfer, Transfer
Feb 9, 2017	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Deed Document Number	20224367
Deed Book / Page	550 / 552
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	00503/0784
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 19, 2022
Property Address	220 JERSEY ST, CHERAW, SC 29520-2654
Document Number	000550/552
Book / Page	550 / 552
Map Reference	MB 9 PG 47
Instrument Date	Oct 17, 2022
Instrument	2022-4367
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 JERSEY ST, CHERAW, SC 29520-2654

Mortgage

Document Number	0020224368
Date	Oct 19, 2022
Instrument	2022-4368

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 5, 2042

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 13, 2017
Property Address	220 JERSEY ST, CHERAW, SC 29520-2654
Document Number	00504/0479
Book / Page	504 / 0479
Instrument Date	Jan 27, 2017
Instrument	2017-00000989
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DAN LANC, CHERAW, SC 29520-7636
Investor	Possibly a Property Investor

February 2017: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 9, 2017
Property Address	220 JERSEY ST, CHERAW, SC 29520-2654
Document Number	00503/0784
Book / Page	503 / 0784
Instrument Date	Jan 27, 2017
Instrument	201700000538
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DAN LN, CHERAW, SC 29520-7636
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 220 Jersey St was $317 with a homeowner's exemption.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$317.00 Homeowner's exemption	$3,420 Land $240 Building $3,180	$85,600 Land $6,000 Building $79,600
2023	$225.00 (-78.41%) Homeowner's exemption	$3,080 (+21.74%) Land $200 Building $2,880	$76,900 (+82.66%) Land $5,000 Building $71,900
2022	$1,042.00	$2,530 Land $300 Building $2,230	$42,100 Land $5,000 Building $37,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Jersey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Jersey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sandhill Telephone Cooperative.

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