220 James St, Escondido, CA 92027 Property Records

San Diego County property record for 220 James St, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1974
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Dec 2025)
Tax Bill$2,523 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231-612-12-00

Property Details

APN / Parcel Number

Primary APN231-612-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area5,700 sqft (0.131 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address220 JAMES ST
CityESCONDIDO
StateCA
Zip92027-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionLOT 26 TR 007360
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract007360
Legal Block3
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract20712

Owner

220 James St is owned and occupied by two individuals who bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address220 JAMES ST, ESCONDIDO, CA 92027-5314
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleNov 13, 1992 · Amount on File
Deed Document Number2025338874
Prior Transfer DateDec 12, 2022
Prior Transfer Doc0000472668
Record UpdatedOct 29, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 1, 2025
Property Address220 JAMES ST, ESCONDIDO, CA 92027-5314
Document Number0000338874
Map ReferenceMAP 7360
Instrument DateOct 16, 2025
Instrument2025-0338874
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address220 JAMES ST, ESCONDIDO, CA 92027-5314

Mortgage

Document Number0000338875
DateDec 1, 2025
Instrument2025-0338875
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 220 James St was $2,523.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$660,000 (+193.11%) Land $303,796 Building $356,204
2025$2,523.00 Homeowner's exemption$225,172 Land $103,646 Building $121,526
2023$2,412.00 (+1.17%) Homeowner's exemption$216,430 Land $99,622 Building $116,808
2022$2,384.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 James St is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on James St

Nearby Streets

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