220 James Cir, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 220 James Cir, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1981
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,000 (Feb 2023)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:71 B:28 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:71 B:28 L:0`
Alternative APN	`5270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	1,428 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5270
Street Address	220 JAMES CIR
City	MASHPEE
State	MA
Zip	02649-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	28
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	1
Census Block	1053
Census Tract	15002

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 JAMES CIR, MASHPEE, MA 02649-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Feb 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Jun 21, 2017
Deed Book / Page	35647 / 42
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	220 JAMES CIR, MASHPEE, MA 02649-4908
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037084-142
Date	Jul 18, 2025
Book Page	37084/142
Instrument	28610

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Feb 21, 2023
Property Address	220 JAMES CIR, MASHPEE, MA 02649-4908
Document Number	0035647-42
Book / Page	35647 / 42
Instrument Date	Feb 21, 2023
Instrument	7037
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 JAMES CIR, MASHPEE, MA 02649-4908

Mortgage

Document Number	0000007038
Date	Feb 21, 2023
Instrument	7038

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	220 JAMES CIR, MASHPEE, MA 02649-4908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32258-75
Date	Aug 29, 2019
Book Page	32258/75
Instrument	41404

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Jun 21, 2017
Property Address	220 JAMES CIR, MASHPEE, MA 02649-4908
Document Number	30572-200
Book / Page	030572 / 000200
Instrument Date	Jun 20, 2017
Instrument	30624
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	220 JAMES CIR MASHPEE MA 026494908, MASHPEE, MA 02649-4908

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,418.00 (+16.7%)	$516,300 (+23.55%) Land $209,500 Building $306,800	$619,115
2023	$2,929.00	$417,900 Land $181,400 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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