St. Johns County property record for 220 Irish Rose Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,360 sqft · built 2014 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2017) |
| Tax Bill | $3,600 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012971-0640 |
| Primary APN | 012971-0640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 2,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 IRISH ROSE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/77-85 ASHLEY OAKS LOT 64 OR4401/56 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 IRISH ROSE RD, ST AUGUSTINE, FL 32092-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | May 29, 2014 · Amount on Record |
| Deed Document Number | 201746821 |
| Deed Book / Page | 4401 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 220 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2127 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 220 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2127 |
| Document Number | 0054651762 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 5465/1762 |
| Instrument | 2022003137 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 220 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049200029 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 4920/29 |
| Instrument | 2020028118 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 220 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2127 |
| Document Number | 0044010056 |
| Book / Page | 004401 / 000056 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 46821 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 IRISH ROSE RD ST AUGUSTINE FL 320922127, ST AUGUSTINE, FL 32092-2127 |
| Document Number | 44010058 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 004401/000058 |
| Instrument | 46822 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,836 (+2.7%) | $501,783 (+2.89%) Land $120,000 Building $381,783 | |
| 2025 | $3,600.00 (+12.99%) Homeowner's exemption | $281,242 (+2.9%) | $487,691 (+0.44%) Land $130,000 Building $357,691 |
| 2024 | $3,186.00 (+2.05%) Homeowner's exemption | $273,316 (+3%) | $485,559 (+0.67%) Land $130,000 Building $355,559 |
| 2023 | $3,122.00 (+3.04%) Homeowner's exemption | $265,355 (+3%) | $482,349 (+1.37%) Land $134,400 Building $347,949 |
| 2022 | $3,030.00 Homeowner's exemption | $257,626 | $475,833 Land $134,400 Building $341,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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